下面为大家整理一篇优秀的essay代写范文- Housing bubble，供大家参考学习，这篇论文讨论了房地产泡沫。房地产泡沫可理解为房地产价格持续上涨，这种价格的上涨使人们产生价格会进一步上涨的预期，并不断吸引新的买者，随着价格的不断上涨与投机资本的持续增加，房地产的价格远远高于与之对应的实体价格，由此导致房地产泡沫。房地产泡沫的存在意味着投资于房地产有更高的投资回报率。在泡沫经济期间，大量的资金向房地产行业集聚，投机活动猖獗。
The real estate industry is the pillar industry of the national economy, and its development can drive the development of other related industries, and it is also one of the industries that can easily lead to the bubble. In recent years, China's real estate market has been heating up and housing prices are rising rapidly. Therefore, there is a lot of debate about whether there is a bubble in the real estate market. So, what is the real estate bubble? How did it come about? How should we control the bubble and keep the real estate sector healthy? These questions are analyzed and discussed below.
Economics on definition of bubbles, it is widely accepted is the American economist Charles? P? kinder's point of view, and he thinks that the bubble is "an asset or a series of asset prices in a steep increase in the process of continuous, the initial prices make people expect prices to rise further, so as to attract new buyers... "According to his point of view, real estate bubble can be understood as real estate prices continue to rise, the prices that people expect prices to rise further, and constantly attract new buyers, with prices rising and speculative capital continue to increase, the real estate price is much higher than the corresponding entity price, which caused the real estate bubble.
The property bubble has the characteristic of steep rise and steep drop, the amplitude is bigger. The real estate bubble is in the form of real estate prices. During the bubble, prices rose sharply in the short term; When the bubble burst, prices fell sharply again.
The real estate bubble is not continuous, there is no stable period and frequency. During the period of real estate economic cycle, it is easy to produce a real estate bubble.
The real estate bubble is mainly caused by the rapid increase of the speculative behavior and money supply in the short and short period of the real estate economic system. The real estate bubble is bound to break up to a certain extent, and it will inevitably hurt the economy once it is broken.
With the increase of population and the development of cities, there is a tendency of potential appreciation of real estate prices. Therefore, the real estate price will also increase in the expectation of people's future. Caused by irrational expectations of future price for real estate investors to the idea of the future real estate investment high return, excessive monetary capital into limited real estate buying and selling, driving prices continue to rise, making the real estate prices are soaring.
Because the real estate industry is capital-intensive industries, real estate development must have abundant capital, with the expansion of the scale of real estate development, developers only on its own capital is not enough, its main source development funds is a bank loan. The high return of real estate, the operation of many Banks in the loan process, in violation of the relevant provisions of the grant a large number of loans to developers, financial risks piled up, make the possibility of a bubble.
China's land resources are relatively scarce. With the development of economy and the increase of population, people's demand for scarce land has a tendency of infinite expansion. This demand has both the objective demand of developing economy and the demand for land profit, and the acquisition of land rights and interests is driven by land profit demand. Land rights are a kind of virtual capital, which can be changed hands over and over again. The scarcity of land and its virtual capital make land prices bubble in repeated transactions.
The real estate bubble means investing in real estate with a higher return on investment. During the bubble economy, a lot of money was concentrated in the real estate industry, and speculation was rampant.
The relationship between the real estate industry and the bank is mainly determined by the high investment and high value of the real estate industry. Once the housing bubble burst, Banks became the biggest payers. Security is particularly important for Banks, unlike the general business. The failure of general productive enterprises is only about themselves and shareholders, and has little impact on other subjects. The failure of Banks is not just a matter for the bank itself, but it tends to set off a chain reaction that puts other Banks at risk.
The bursting of the real estate bubble is often accompanied by economic depression and falling stock prices. The fall in land prices and share prices has also allowed companies to absorb huge losses on their assets. The decline in corporate earnings has led to a lack of investment, which has reduced investment in research and development and reduced investment in equipment. The slump in production has led to a drop in real incomes for its residents. The failure of a business means that a large number of employees are unemployed, and the decline in earnings is also being reduced. Due to the economic downturn and the decline of personal income, residents will reduce the consumption in the current period, and the shrinking of personal consumption will bring the industrial sectors of consumer goods into trouble.
With the bursting of the housing bubble and the economic crisis, a large number of factories closed and unemployment soared. Crime surged in the wake of the financial crisis. As people resent the worsening economic crisis, the social crisis has intensified.
It is the first step to prevent a real estate bubble. Real estate has both asset and consumption duality, because of this, the real estate market investment is very active, easy to produce the real estate bubble, must strengthen the management of the real estate market. First of all, we should strengthen investment management in real estate construction, determine the scale of investment according to the level of income, so that the production and sales of real estate are basically appropriate, so as not to overstock. Secondly, it is necessary to strengthen the management of the secondary market of real estate to prevent the excessive speculation of high-rise buildings, so that the real estate bubble will soar. Thirdly, we should strengthen the market statistics and forecast work, so as to make the real estate industry a real leading industry without bubble.
The government should adjust the supply of land resources to control the unreasonable rise of commodity house prices. According to the requirements of the real estate market, the reasonable supply of land and the proportion of the supply of all kinds of land should be maintained. We will strictly punish all kinds of irregularities, crack down illegal enclosure, covers an area of real estate development enterprise behavior, avoid to obtain temporary and short-term land income while squatting and transaction, where more than there is no time limit for the development of land, the government should immediately withdraw. Resolutely crack down on developers' enclosure and speculation.
First, we need to further improve the financial regulatory system, increase regulatory tools, enhance regulatory capacity, and raise the level of supervision. Secondly, it is necessary to strengthen the control of the total credit scale, so as to avoid the vicious expansion of the social total credit from the demand of the real economy, and prevent the occurrence of the modern bubble economy from the source. Thirdly, we should strengthen the regulation of investment structure, and guide the flow of funds to real economic sectors such as production and operation through interest rate and industrial policy. The object of housing development loan should be a real estate development enterprise with real estate development qualification and high credit rating. We will strengthen the management of personal housing loans.
In a word, as long as we can fully understand the potential crisis in the development process and timely conduct governance, the real estate industry will become the new economic growth point. We should maintain a high level of rationality, macro-control, scientific decision-making and correct guidance to prevent the "false prosperity" of the real estate market and avoid the great harm to society after the bubble burst.
想要了解更多英国留学资讯或者需要英国代写，请关注51Due英国论文代写平台，51Due是一家专业的论文代写机构，专业辅导海外留学生的英文论文写作，主要业务有essay代写、paper代写、assignment代写。在这里，51Due致力于为留学生朋友提供高效优质的留学教育辅导服务，为广大留学生提升写作水平，帮助他们达成学业目标。如果您有essay代写需求，可以咨询我们的客服QQ：800020041。
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The real estate industry is the pillar industry of the national economy, and its development can drive the development of other related industries, and it is also one of the industries that can easily lead to the bubble. In recent years, China's real estate market has been heating up and housing prices are rising rapidly. Therefore, there is a lot of debate about whether there is a bubble in the real estate market. So, what is the real estate bubble? How did it come about? How should we control the bubble and keep the real estate sector healthy? These questions are analyzed and discussed below.
Economics on definition of bubbles, it is widely accepted is the American economist Charles? P? kinder's point of view, and he thinks that the bubble is "an asset or a series of asset prices in a steep increase in the process of continuous, the initial prices make people expect prices to rise further, so as to attract new buyers... "According to his point of view, real estate bubble can be understood as real estate prices continue to rise, the prices that people expect prices to rise further, and constantly attract new buyers, with prices rising and speculative capital continue to increase, the real estate price is much higher than the corresponding entity price, which caused the real estate bubble.
The property bubble has the characteristic of steep rise and steep drop, the amplitude is bigger. The real estate bubble is in the form of real estate prices. During the bubble, prices rose sharply in the short term; When the bubble burst, prices fell sharply again.
The real estate bubble is not continuous, there is no stable period and frequency. During the period of real estate economic cycle, it is easy to produce a real estate bubble.
The real estate bubble is mainly caused by the rapid increase of the speculative behavior and money supply in the short and short period of the real estate economic system. The real estate bubble is bound to break up to a certain extent, and it will inevitably hurt the economy once it is broken.
With the increase of population and the development of cities, there is a tendency of potential appreciation of real estate prices. Therefore, the real estate price will also increase in the expectation of people's future. Caused by irrational expectations of future price for real estate investors to the idea of the future real estate investment high return, excessive monetary capital into limited real estate buying and selling, driving prices continue to rise, making the real estate prices are soaring.
Because the real estate industry is capital-intensive industries, real estate development must have abundant capital, with the expansion of the scale of real estate development, developers only on its own capital is not enough, its main source development funds is a bank loan. The high return of real estate, the operation of many Banks in the loan process, in violation of the relevant provisions of the grant a large number of loans to developers, financial risks piled up, make the possibility of a bubble.
China's land resources are relatively scarce. With the development of economy and the increase of population, people's demand for scarce land has a tendency of infinite expansion. This demand has both the objective demand of developing economy and the demand for land profit, and the acquisition of land rights and interests is driven by land profit demand. Land rights are a kind of virtual capital, which can be changed hands over and over again. The scarcity of land and its virtual capital make land prices bubble in repeated transactions.
The real estate bubble means investing in real estate with a higher return on investment. During the bubble economy, a lot of money was concentrated in the real estate industry, and speculation was rampant.
The relationship between the real estate industry and the bank is mainly determined by the high investment and high value of the real estate industry. Once the housing bubble burst, Banks became the biggest payers. Security is particularly important for Banks, unlike the general business. The failure of general productive enterprises is only about themselves and shareholders, and has little impact on other subjects. The failure of Banks is not just a matter for the bank itself, but it tends to set off a chain reaction that puts other Banks at risk.
The bursting of the real estate bubble is often accompanied by economic depression and falling stock prices. The fall in land prices and share prices has also allowed companies to absorb huge losses on their assets. The decline in corporate earnings has led to a lack of investment, which has reduced investment in research and development and reduced investment in equipment. The slump in production has led to a drop in real incomes for its residents. The failure of a business means that a large number of employees are unemployed, and the decline in earnings is also being reduced. Due to the economic downturn and the decline of personal income, residents will reduce the consumption in the current period, and the shrinking of personal consumption will bring the industrial sectors of consumer goods into trouble.
With the bursting of the housing bubble and the economic crisis, a large number of factories closed and unemployment soared. Crime surged in the wake of the financial crisis. As people resent the worsening economic crisis, the social crisis has intensified.
It is the first step to prevent a real estate bubble. Real estate has both asset and consumption duality, because of this, the real estate market investment is very active, easy to produce the real estate bubble, must strengthen the management of the real estate market. First of all, we should strengthen investment management in real estate construction, determine the scale of investment according to the level of income, so that the production and sales of real estate are basically appropriate, so as not to overstock. Secondly, it is necessary to strengthen the management of the secondary market of real estate to prevent the excessive speculation of high-rise buildings, so that the real estate bubble will soar. Thirdly, we should strengthen the market statistics and forecast work, so as to make the real estate industry a real leading industry without bubble.
The government should adjust the supply of land resources to control the unreasonable rise of commodity house prices. According to the requirements of the real estate market, the reasonable supply of land and the proportion of the supply of all kinds of land should be maintained. We will strictly punish all kinds of irregularities, crack down illegal enclosure, covers an area of real estate development enterprise behavior, avoid to obtain temporary and short-term land income while squatting and transaction, where more than there is no time limit for the development of land, the government should immediately withdraw. Resolutely crack down on developers' enclosure and speculation.
First, we need to further improve the financial regulatory system, increase regulatory tools, enhance regulatory capacity, and raise the level of supervision. Secondly, it is necessary to strengthen the control of the total credit scale, so as to avoid the vicious expansion of the social total credit from the demand of the real economy, and prevent the occurrence of the modern bubble economy from the source. Thirdly, we should strengthen the regulation of investment structure, and guide the flow of funds to real economic sectors such as production and operation through interest rate and industrial policy. The object of housing development loan should be a real estate development enterprise with real estate development qualification and high credit rating. We will strengthen the management of personal housing loans.
In a word, as long as we can fully understand the potential crisis in the development process and timely conduct governance, the real estate industry will become the new economic growth point. We should maintain a high level of rationality, macro-control, scientific decision-making and correct guidance to prevent the "false prosperity" of the real estate market and avoid the great harm to society after the bubble burst.
想要了解更多英国留学资讯或者需要英国代写，请关注51Due英国论文代写平台，51Due是一家专业的论文代写机构，专业辅导海外留学生的英文论文写作，主要业务有essay代写、paper代写、assignment代写。在这里，51Due致力于为留学生朋友提供高效优质的留学教育辅导服务，为广大留学生提升写作水平，帮助他们达成学业目标。如果您有essay代写需求，可以咨询我们的客服QQ：800020041。
51Due网站原创范文除特殊说明外一切图文著作权归51Due所有；未经51Due官方授权谢绝任何用途转载或刊发于媒体。如发生侵犯著作权现象，51Due保留一切法律追诉权。
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