Essay代写：Subjectivity in oil painting

下面为大家整理一篇优秀的essay代写范文- Subjectivity in oil painting，供大家参考学习，这篇论文讨论了油画艺术中的主观性。在油画艺术创作中，主观性表现是无处不在的，它有利于形成油画创作者自身独特的艺术风格，提升油画作品整体的完整性，从而丰富油画艺术的视觉表现形式与精神内涵。主观性也是油画艺术创造的独特表现语言和重要构成因素之一，通过油画艺术主观性独特的精神传达表现力，能够让大家得到情感层面的共鸣和艺术层面的互通，实现油画艺术的流动与传达。

Oil painting, as a painting art with great creativity and appreciation, fully shows the subjectivity of oil painting in the form of language expression of oil painting art, in the process of oil painting creation by the artist and in the analysis of appreciation of oil painting by the audience. Oil painting to the subjectivity of the viewer to express more abundant emotional content and aesthetic significance, and the subjectivity of the oil painting art, is not only a painter over the objective color barrier and further explore their inner true feelings, also causes the viewer in the process of artistic interpretation and painters produce important bridge across time and space of the spiritual resonance. Therefore, when human philosophy and psychology have reached a certain stage, in order to deepen the further study of oil painting artists and their works, it is necessary to discuss and analyze the subjectivity of oil painting art. This paper makes an in-depth theoretical analysis of subjectivity in oil painting.

Subjective expression is ubiquitous in the creation of oil painting, which is conducive to the formation of the unique artistic style of oil painting creators and the improvement of the overall integrity of oil painting, so as to enrich the visual expression form and spiritual connotation of oil painting art. Subjectivity is also a unique expression language and one of the important components of oil painting art creation. Through the unique spiritual expression of oil painting art subjectivity, audiences can get the resonance of emotion level and the communication of art level, so as to realize the flow and communication of oil painting art.

In the creation of oil painting art, the most intuitive form of expression is color, which can give people the most direct visual impact. The oil painting art presented by color has rich tonal and color relations, giving oil painting a unique artistic charm. For example, warm colors can create a warm, bright, upward emotional painting; The cool tone sets the mood for the painting to be calm, cool or sad. In addition, the subjective expression form of color can be combined with the overall layout, modeling and various lines and plates of oil painting to produce more complex and varied emotional expression and art form, thus generating more emotional significance and triggering people's emotional resonance and sense of artistic interflow. The subjective color relationship in oil painting serves the beauty of color and the subjective expression of the painter, reflects the color of the beauty of oil painting, and adjusts the structural relationship of oil painting. And good color composition structure can better show the beauty of the subjective color picture effect, the formation of oil painting picture each part of the coordination each other and influence each other, attract each other, the relationship of beauty appreciation of subjectivity and personalized color art of oil painting creators as cognitive performance, also for people's feeling and intuition brought the differentiation of oil painting art form and aesthetic effect.

In the process of creation of oil painting, the artist needs to adopt certain forms to express their aesthetic orientation and spiritual world, and this kind of expression through art visual feedback to the viewer, and this kind of oil painting art of the subjectivity in the psychological level and artistic expression embodies the aesthetic purport of the difference between the creator and emotional appeal, is the spirit of oil painting creators emotion in the art language based on a certain degree of apparent and reveal. Subjective expression in painting tend to image or color with objective things itself has a certain difference, it is one of the things painting creators of objective existence after art aesthetic subjective aesthetic consciousness of the product, can the essential elements in the treatment of the oil painting composition of various kinds of relation, outstanding overall oil painting art style, make the oil painting pictures of dot, line, face and color language mutual coordination, conforms to the law of artistic expression, is conducive to the formation of art of creator unique painting art characteristics and personality. Therefore, no matter the picture composition design such as point, line, surface and composition in oil painting, or the application of subjective color, it is an important carrier of subjectivity in oil painting. The integration of these subjective expression factors together constitute subjective spiritual expression beyond objective things in oil painting.

In the actual oil painting, oil painting art creators subjective expression is not follow one's inclinations, subjectivity is based on microscopic observation on the basis of the objective world, and by the creator's life experience and life experience of different, and the different understanding of the objective things, oil painting art works different spiritual connotation and emotional state of the creator. In addition, because of the oil painting creators themselves with knowledge of the art language and its unique style and distinctive aesthetic and artistic endeavors, the subjectivity of the creation subject in the oil painting art subjectivity has a variety of emotional expression, the authors subjective reflection degree in oil painting art expression form, theme and content and other aspects are reflects the creator's ability to use subjective expression, present a different picture of oil painting rhythm and creators inner emotional ups and downs. Therefore, the subjectivity of oil painting creators is an important source of great vitality of oil paintings. In the process of oil painting creation, attention should be paid to the creative combination of subjectivity and objective things, thus forming creative elements with the artist's personal style and color, so that the oil painting works are full of soul and vitality.

From the characteristics of oil painting creation, first, the content of oil painting creation is free and open, which can well reflect the subjectivity of art. Second, the materials, tools and techniques used in the creation of oil paintings keep pace with The Times, enriching the expression forms of subjectivity in oil painting art and broadening the space for the application of subjectivity. Third, oil painting art forms are diversified. Oil painting creation is not constrained by traditional art aesthetic consciousness. Oil painting creation is no longer conservative and rigid, but has more open artistic subjectivity to create space and personalized oil painting artistic expression. Under such conditions of oil painting creation, people pay more attention to the subjective creation ability and function of oil painting art, thus endowing oil painting art with more rich and unique artistic infection charm, enhancing the cognition and communication of oil painting, and bringing oil painting art works with more personal charm and subjective experience of the creator to the audience. The functions and functions of subjective expression in oil painting are mainly reflected in the following aspects:

Oil painting art of the subjective expression of dot, line, face, color, the use of structural relationships, this kind of all kinds of oil painting creation element, the use of proportion and grasp the relationship between test is the creator of the art language, but also convey the creator of the aesthetic consciousness and artistic style, to determine the oil painting art value, the aesthetic value of the final performance, therefore, oil painting art of the subjective aesthetic function extremely. In the creation of oil painting, the creator, in order to enrich the oil painting picture and make the oil painting highlight his own life emotion, will carry out personalized and subjective combination and artistic processing of various creative elements, so that the overall picture has more visual power and the oil painting is more rich in aesthetic value and emotional connotation. For example, through the collocation of various color blocks, line combination and content comparison, the inner world of the creator is fully displayed, while the oil painting is more full of layers, more substantial of the content, and more artistic rendering power and appeal of the picture.

The essence of artistic creation is the complex thinking process of subjective artistic analysis and processing based on the understanding of objective things, as well as the visual art results generated by the collision between subjective thinking and objective things. The subjective creation intention of the creator determines the final expression of oil painting art. Therefore, it can be said that one of the most important functions of subjectivity in oil painting is to convey the subject spirit of the artist and reflect his specific subjective experience. Oil painting art subjectivity on the spirit of the main body of the transfer function, first performance in the expression of emotion in painting, oil painting color changes in temperature, theme and content, as well as other artistic expression can reflect the overall image negative or positive emotional expression, have passed creators subjective aesthetic and emotional creation intention and artistic expression. Second, the creation of oil painting is the painter emotional spirit of a place, is the emerging of the creator's true feelings and the change of the psychological activity, when the creator's personal experience of subjectivity into the oil painting, can enrich painting visual expression of emotional atmosphere, make the viewer experience the oil painting language transfer of rich emotional color.

Modern oil painting is an expression of a specific subjective spirit, reflecting the painter's special psychological process. However, in the actual process of oil painting creation, the subjectivity of oil painting art not only enriches the artistic expression of oil painting works, but also adds vitality and dynamic sense to the picture, injecting strong vitality into oil painting art. In terms of the theme of the painting art, oil painting will usually select a specific topic content in-depth interpretation and visual expression of art, and painting art of the subjective expression comes from the work itself and objective things beyond expression of the limitations of objective things, deepening the theme of the painting, have the effect of sublimation creator thought emotion. It should be noted that oil painting is an abstract art language, and many subjective cognition and aesthetic emotional consciousness of the creators need to be combined with special forms of artistic expression, so that the abstract creation intention can be visually expressed through specific artistic symbols. Therefore, subjectivity in oil painting can not only enhance the emotional expression of the artist's aesthetic art, but also deepen the emotional value expression and theme of the artist's work in a certain spiritual field with the help of the outstanding picture expression of oil painting art.

Oil painting as early as the western, the oil painting art has experienced a Renaissance of the 16th century, the period of 19th century impressionism and fauvism period of the 20th century, with a focus on the objective realistic art tradition, however, with realism painter, impressionist painter, and many other genres of painting art exploration is rich, the objective realistic oil painting art language is no longer the only performance characteristics, began to pay more attention to the subjectivity by using the new stage of development of oil painting art. Because of the objectivity of the content and the subjectivity of the form, the subjectivity in oil painting is based on the interaction between perceptual expression and rational cognition. The application and expression of subjectivity in oil painting can be divided into the following three characteristics:

Subjective oil painting artistic creation fully displays the individual characteristics of the artist and presents the unique individual experience and thoughts and feelings of the creative subject. With the help of the subjective artistic expression of oil painting, different oil painting artistic styles can be powerfully shaped and different art schools and ways can be formed. In the process of actual oil painting creation, form can not only show the subjectivity of the creator's artistic personality, life experience and life experience of the creator, can cast off the yoke of the objective content, very subjectively on canvas object decomposition, arrangement, refactoring, thus forming a strong personal artistic style. Oil painting art characteristics of the subjective influence on artistic style in the Chinese and foreign works of oil painting masters have good reflected, whether western realism and impressionism, China's realism, impressionistic, or specific to some creators personal style of painting, is subjective in the oil painting creation the collocation of each element and the relationship between the master. From the works of various oil painting masters, we can have a more profound understanding that the subjectivity of oil painting art directly affects the creativity and individuation of the creation of works. Only by combining the thinking and subjective application of the creators can oil painting surpass the reality and burst out its endless vitality and artistic charm.

In specific oil painting creation, the subjectivity of oil painting art is manifested as a series of imaginative and innovative art creation process. On the basis of objective things and subjective experience, the painter of oil painting creatively breaks through the inherent and traditional cognition, by constructing a certain picture structure and subjectively using lines, colors, techniques and other painting elements, profoundly and powerfully carries out artistic processing and interpretation of the content of oil painting with personal creativity. Therefore, subjectivity in oil painting is characterized by the creativity of its creators. Making full use of subjectivity in oil painting can reveal the potential spiritual emotion and value orientation of the creators, which is also the demonstration of the profound artistic painting skills of the painter. In addition, the creative subjectivity in oil painting art performance for space restructuring in the creation, the creator of in front or mapping the images of things in my mind have a strong interest in, through the selection of space frame, restructuring and rationalizing, logical arrangement, to have a visual effect and the emotional effect of the oil painting creation. This kind of creative subjective expression is constantly developing, which not only deliberately deepens the picture space in oil painting creation, but also adds new artistic expression space for oil painting art creation, making oil painting more full of vitality and vitality of artistic creation.

The artistic creation of oil painting is an emotional process. In the process of artistic creation, the artist will unconsciously put his subjective emotion into the picture and constantly draw and render the work creatively under the driving of creative passion. It can be said that the emotional creation of this kind of art is inseparable from the subjective expression in the creation. The creative process is control the emotional tone of the creator, usually has been described as "feel" or "inspiration", these impulses and conception is not a castle in the air, it comes from the creator's unique personal experience living and working environment, this unique experience of life and things runs through the whole process of the oil painting creation, runs throughout all the details of the oil painting pictures. Therefore, the subjectivity of oil painting itself is an expression of emotion. The selection of materials, tools, techniques and feelings towards painting objects are all part of the creators' personalized and subjective creation, and ultimately serve the expression of the emotional purport of oil painting. Only rely on subjective emotional expression in painting creation, the subjectivity and creativity of the elements in the oil painting art, the content of drawing reasonable grasp with the artist's aesthetic ideal and artistic personality, can truly give soul and essence of painting works, paintings and people communication and resonance.

Subjectivity in modern oil painting is an important form to strengthen the creation and expression of oil painting. Fundamentally speaking, the appreciation and analysis of oil painting is to feel the profound emotional consciousness and spiritual world of the creator contained in oil painting. Through the analysis of subjectivity in oil painting art, it is not difficult to see that subjectivity plays an important role in displaying and expressing the inner feelings of the artist, conveying artistic thoughts, understanding the artistic conception of creation and the artist's artistic recuperation. The subjective grasp of creation can also enable us to understand the profound significance of oil painting art from the perspective of rational understanding and fully understand and comprehend the unique charm of oil painting art. Therefore, when creating oil paintings, painters should attach great importance to the flexible use of creative subjectivity, express profound subjective emotions with the help of diversified art forms, and make oil paintings more full. When appreciating oil paintings, the viewer should pay attention to the differences in the subjectivity of creation among various elements in the picture, and appreciate the richer connotation and significance of the work from the painting.

51due留学教育原创版权郑重声明：原创essay代写范文源自编辑创作，未经官方许可，网站谢绝转载。对于侵权行为，未经同意的情况下，51Due有权追究法律责任。主要业务有essay代写、assignment代写、paper代写、作业代写服务。

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Assignment代写：The influence of interest rate liberalization on commercial Banks

下面为大家整理一篇优秀的assignment代写范文- The influence of interest rate liberalization on commercial Banks，供大家参考学习，这篇论文讨论了利率市场化对商业银行的影响。利率市场化，指的是价格水平的定价权力由市场控制，市场在利率传导机制、结构调整和管理控制中发挥主导作用，充分发挥其在资源配置中的基本作用。当利率不受限制以后，商业银行就拥有了定价自主权，其中城市商业银行和股份制商业银行的市场竞争力不断增强。另外，在利率管制下，商业银行拥有庞大客户群且客源稳定，众多企业的对公业务都是由商业银行完成的，这些使得商业银行缺乏改革创新的动力。

Interest rate liberalization is a product of financial liberalization reform, which is of great significance to improving financing effectiveness, establishing stable pricing mechanism of financial institutions, and forming a good and healthy free financial environment. As the most important part of China's banking industry, the development of China's state-owned commercial Banks plays an important role in the interest rate market. Interest rate liberalization promotes the business development and financial system reform of commercial Banks, broadens their profit sources and improves their market competitiveness. At the same time, the market-oriented interest rate reform also increases the moral risk, credit risk and interest rate risk of state-owned commercial Banks, and reduces the market competitiveness of state-owned commercial Banks. The countermeasures for China's state-owned commercial Banks to deal with interest rate liberalization include improving the pricing ability of financial products, optimizing the structure of customers, vigorously developing intermediate business, and improving the control ability of interest rate risk.

Interest rate liberalization means that pricing power at the price level is controlled by the market, which plays a leading role in interest rate transmission mechanism, structural adjustment and management control, and gives full play to its basic role in resource allocation. Interest rate liberalization has four levels, that is, financial transaction subjects have the right to determine the interest rate, market structure, term structure and risk structure. The interest rate of interbank offered rate or short-term Treasury bill will be the basic criterion of market interest rate. The government or central bank has the right to indirectly influence the interest rate of financial assets.

Interest rate liberalization reform has always been at the forefront of financial reform. It is the top priority of China's economic development. Since 1993, China first put forward the concept of interest rate liberalization, allowing commercial Banks to freely float deposit and loan interest rates within a certain range. By 2015, China has realized interest rate liberalization. On June 1, 1996, the central bank announced to remove the ceiling of inter-bank lending rate and liberalize the limit of inter-bank lending rate. In the same year, the interest rate of Treasury bonds also reached the market standard. On October 19, 2004, the upper limit and lower limit of RMB loan interest rate for financial institutions were lifted with the approval of the State Council. In January 2007, Shanghai interbank offered rate was established. These reforms have given financial institutions greater autonomy. In 2013, the People's Bank of China issued a directive on liberalizing the lower limit of lending interest rates for commercial Banks, stipulating that the issuing interest rates and prices of deposit-type financial institutions in the inter-bank market should be determined in a market-oriented manner. China's market-oriented reform has taken shape, but the advantages and disadvantages are also gradually highlighted.

In the early stage of reform and opening up, China's economic growth depended on the depletion of a large number of resources, but the income from such depletion could hardly meet the demand of rapid economic growth. When economic development encounters bottleneck, market reform appears particularly important. Marketization refers to the free flow of all kinds of production factors in the market, and the price is determined according to resource allocation, supply and demand relationship, market competition and other factors. In order to ensure the steady growth of economy, our country has implemented interest rate control. Interest rate controls keep interest rates artificially low, reducing costs for investors and protecting inefficient investments. But interest rates, as a form of capital prices, should continue to improve allocative efficiency. After the interest rate liberalization, due to the rising cost, capital will flow to efficient investment projects to change income distribution and industrial structure, thus changing the economic development mode.

Interest rate liberalization is a product of financial liberalization reform, which is of great significance to improving financing effectiveness, establishing stable pricing mechanism of financial institutions, and forming a good and healthy free financial environment. Under the conditions of interest rate liberalization, customers have more choices on products, and their new demands prompt financial institutions to continuously innovate their business. In a benign environment of price competition, both financial institutions and customers will gain maximum benefits. Therefore, interest rate liberalization not only provides customers with more choices, but also promotes the business development of financial institutions.

In addition, interest rate controls have reduced costs for commercial Banks and for depositors, suppressing costs and increasing inflation expectations. Interest rate liberalization can increase residents' wealth, reduce inflation expectations and improve residents' satisfaction. At the same time, it will promote household consumption and economic growth.

Interest rate control has made the development of China's banking industry in a stable state. China has adopted a certain degree of policy preference for state-owned commercial Banks, which enjoy certain privileges, which also leads to the lack of marketization degree, a large number of non-performing assets, insufficient operating power, unreasonable property rights structure and other problems. In China's special economic environment, the key factor for the development of Banks is the core competitiveness of Banks. After the interest rate is not restricted, commercial Banks have the autonomy of pricing, among which the city commercial Banks and joint-stock commercial Banks are increasingly competitive in the market. Therefore, the state-owned commercial Banks are facing enormous market pressure, and must adjust accordingly, especially carry on the transformation of the system.

Under the control of interest rate, state-owned commercial Banks have a large customer base and a stable customer source. Many enterprises' corporate business is completed by state-owned commercial Banks, and state-owned commercial Banks also enjoy policy dividends of some countries. All these make state-owned commercial Banks lack the motivation for reform and innovation. After the liberalization of interest rate control, state-owned commercial Banks will take a more active attitude in designing financial products, constantly play their own advantages, and attract more customers on the basis of maintaining the original customer base. At the same time, more attractive financial products will be designed to increase market share. Of course, such healthy competition will undoubtedly promote the development of the whole commercial bank's financial business, so that the quality and variety of financial products reach an unprecedented peak.

After the liberalization of interest rate control, all kinds of commercial Banks in the market have more independent pricing rights. State-owned commercial Banks can formulate or develop different pricing according to different risk levels of customers, which makes the previously neglected market of small and medium-sized enterprises regain the attention of state-owned commercial Banks and expands the profit sources of state-owned commercial Banks. In addition, in order to attract capital, state-owned commercial Banks will vigorously develop intermediate businesses such as securities, insurance, funds and so on, to expand the source of profits to a greater extent.

Under the control of interest rate, state-owned commercial Banks have the advantage of sufficient capital, wide business coverage, strong brand influence and invisible national credit guarantee. Therefore, the customer base of state-owned commercial Banks is large and stable, and they only face less moral hazard as price recipients. However, after the deregulation of interest rate control, state-owned commercial Banks have the right to determine their own prices. In order to attract more deposits, they will raise their deposit interest rate, which will increase the financing cost of state-owned commercial Banks. In order to maintain their profit level, state-owned commercial Banks will set higher loan interest rates, thus creating moral hazard. In addition, after interest rate liberalization, high-risk enterprises willing to pay high interest rates are more likely to get loans and occupy the market. However, these borrowers will not pay more attention to the problem of capital cost, and such adverse selection will lead to the moral hazard of state-owned commercial Banks, leading to the situation of only borrowing but not returning.

Under the control of interest rate, state-owned commercial Banks lack the subjective initiative to set deposit and loan interest rates, and because of their large scale of assets and institutions, stable customer quality and large number of customers, they are faced with small credit risks. After the interest rate liberalization, the interest rate level rises, and enterprises have to pay high interest in order to get loans, which makes enterprises choose high-risk projects in order to obtain high returns, thus leading to the increase of credit risk of state-owned commercial Banks. In addition, after interest rate liberalization, interest rate rise may lead to borrower default. Due to asymmetric information, state-owned commercial Banks cannot fully grasp the risk situation of all borrowers, which prompts Banks to choose borrowers willing to pay higher interest rates. The essence of high interest loans is the non-performing assets of state-owned commercial Banks, which increases the credit risk of Banks. In the long run, high interest rates will not bring high returns, but will turn some loans into non-performing assets and increase the provision for bad debts of state-owned commercial Banks.

The loss that state-owned commercial Banks may suffer due to the irregular fluctuation of market interest rate is called interest rate risk. Under the control of interest rate, state-owned commercial Banks only need to passively accept the interest rate level of the central bank, and the interest rate level tends to be stable. At this time, interest rate risk is not the most important risk faced by Banks. However, after interest rate liberalization, interest rate is determined by the market. Under the action of market mechanism, the interest rate fluctuates frequently and the change trend is difficult to predict, thus increasing the interest rate risk of state-owned commercial Banks. Spmgue concluded: "until the 1980s, most Banks failed because they were wrong about interest rates." In 2004, in the new agreement promulgated by the Basel committee on banking supervision, the risk brought by adverse changes in interest rates to the financial position of Banks was defined as interest rate risk and divided into four categories, namely, repricing risk, basis risk, implied option risk and yield curve risk.

In the case of interest rate control, the interest rate spread of China's Banks has been in a basically fixed state. State-owned commercial Banks have a stable and large number of customers. As a result, state-owned commercial Banks are faced with problems such as lack of marketization, large number of non-performing assets, insufficient operational motivation, unreasonable property right structure and poor institutional flexibility. After the liberalization of interest rate control, the state-owned commercial Banks have a long time to respond to the change of interest rate. However, other commercial Banks have a little more flexibility in the process of interest rate liberalization and a shorter response time. They decide the interest rate according to market supply and demand, and the interest rate changes quickly according to market conditions. The advantage of interest rate makes these commercial Banks competitive in the market. However, the advantages of state-owned commercial Banks in the past have gradually disappeared in the reform of interest rate liberalization, and their disadvantages are gradually obvious. Their poor flexibility makes their market competitiveness weak. Therefore, in the reform of interest rate liberalization, state-owned commercial Banks are under great pressure. Iv. Countermeasures of China's state-owned commercial Banks against interest rate liberalization

From the perspective of economic globalization, interest rate liberalization is an inevitable trend of development, which creates more development opportunities for state-owned commercial Banks. At the same time, there are many risks in interest rate liberalization. Therefore, state-owned commercial Banks should make full use of advantages and avoid disadvantages, and turn risks into opportunities so as to stand firm in development and reform.

Product pricing ability is the key to improve profitability of commercial Banks. Therefore, to improve the pricing system for state-owned commercial Banks is also very important. State-owned commercial Banks should first conduct market research, analyze the research results, seek experience and rules, and establish a scientific pricing system. Second to perfect the pricing system, according to the degree of risk of different customers, the loan amount, loan term interest rates set different factors such as price, in order to achieve "excellent reasonable price to attract more customers, a large number of excellent customer credit risk reduction, lower credit risk at a lower price, lower prices to attract more excellent customer" virtuous circle. China's state-owned commercial Banks are the head office and branch offices, and the economic development levels of various regions in China are uneven. Therefore, the head office should evaluate and inspect the branches and offer different pricing flexibility to different regions.

In the period of interest rate control, due to the state-owned nature of state-owned commercial Banks and the general direction of national policies, most of their loans went to large state-owned enterprises with lower risks, thus ignoring the loan needs of small and medium-sized enterprises. After the liberalization of interest rate control, large state-owned enterprises are faced with the situation of rising financing costs. On the one hand, the financing costs are rising, and on the other hand, the state-owned commercial Banks cannot fully meet their requirements of high loans. When the financing cost increases and the financing efficiency is low, these enterprises will enter the capital market for financing. However, small and medium-sized enterprises need less capital, and the number of enterprises is large and the nature of enterprises makes financing more difficult. In this case, the banking industry needs to optimize the customer structure. State-owned commercial Banks should pay attention to the capital needs of small and medium-sized enterprise market. Occupying this part of the market is particularly important for the development and reform of state-owned commercial Banks.

The intermediate business of state-owned commercial Banks mainly includes settlement, settlement and cash management, investment banking, bank CARDS, personal finance and private banking, public finance, asset custody, guarantee and commitment, agent receipt and payment, and entrustment. With the progress of interest rate liberalization, state-owned commercial Banks pay more and more attention to the important role of intermediate business in the face of shocks. The development of intermediate business can not only diversify the investment returns of state-owned commercial Banks, but also reduce their risks and increase their profits. State-owned commercial Banks have great advantages in the development of intermediate business. They have a stable customer base, high quality credit support, large scale of Banks and numerous branches. All these are of great help to the marketing and promotion of products. In the meantime, intermediate business and traditional business are not contradictory. The development of traditional business can provide high quality customers for intermediate business and good intermediate business can also help maintain traditional users. Therefore, state-owned commercial Banks should strengthen the marketing and promotion of intermediate business, let customers understand and participate in intermediate business, and cultivate a stable customer group.

After the liberalization of interest rate control, interest rate risk has become the most serious risk faced by state-owned commercial Banks. Strengthening the management of interest rate risk will directly affect the performance of state-owned commercial Banks. State-owned commercial Banks need to speed up the improvement of interest rate risk management system and strengthen the supervision of interest rate risk. Only in this way can Banks operate smoothly. State-owned commercial Banks should develop money market and financial derivatives. Financial derivatives have the function of risk transfer. Diversified product types can effectively help Banks transfer interest rate risks. In order to achieve the effect of transferring interest rate risks, financial instruments such as expected interest rate agreement, medium-term futures and interest rate swap should be reasonably used to avoid risks.

The advantages of state-owned commercial Banks, such as originality, difficulty in imitation and strong technical talent resources, are the key to their core competitiveness. At present, China's state-owned commercial Banks lack professional interest rate risk management talents. Therefore, state-owned commercial Banks should pay attention to personnel training, not only to absorb interest rate risk management professionals from the outside, but also to improve the internal selection mechanism, so that grassroots employees with higher professional quality have a smooth promotion channel. In addition, salaries in state-owned commercial Banks are relatively stable and do not offer generous commission benefits compared with other Banks. Therefore, it leads to brain drain. Therefore, if state-owned commercial Banks want to retain talents, it is necessary to reform the salary system and implement market-oriented management for professional talents.

51due留学教育原创版权郑重声明：原创assignment代写范文源自编辑创作，未经官方许可，网站谢绝转载。对于侵权行为，未经同意的情况下，51Due有权追究法律责任。主要业务有assignment代写、essay代写、paper代写服务。

51due为留学生提供最好的assignment代写服务，亲们可以进入主页了解和获取更多assignment代写范文 提供北美作业代写服务，详情可以咨询我们的客服QQ：800020041。

Essay写作的冠词解析

由于英语是中国留学生的第二语言，所以使用的时候不可能像母语那般熟练，这就造成了很多留学生在写作essay的时候出现表达错误。而留学生们出错的原因，有一些在于冠词错误使用，下面就给大家分析一下essay写作中的冠词。

主要看：

1.名词是否可数还是不可数

2.是单数还是复数形式

规则

01

如果不可数名词，一般不加the。

例句

I want advice. (√)

解析：泛指任何建议，都有用，不用定冠词。

规则

02

如果不可数名词是特指，要加the。

特指往往就是有一个限定（形容词、分词、或者其他形式的定语）。

例句

The advice he gave me was useful. (√)

解析：advice后面出现了定语从句，特指这个人给我的建议

规则

03

如果是可数名词的复数，一般也不加the

例句

We need to read books to be knowledgeable. (√)

解析：我们需要读书，不管什么书都可以，泛指。

规则

04

如果可数名词的复数是特指，那么加the

例句

The books in this library have been damaged. (√)

解析：出现了In this library这个后置定语，特指一个图书馆里的书。

规则

05

可数名词的单数一般用不定冠词an, a

例句

I need to proofread an essay, so I cannot go swimming. (√)

解析：用不定冠词an，想表达的是我要看一篇文章，听我说这句话的人不知道是哪一篇文章。

例句

Stiff punishment is an effective method to combat crime. (√)

解析：如果an改成the，意味着打击犯罪只有一种有效的办法，很明显不对。严厉的惩罚只是一种办法而已，不是唯一的办法。

规则

06

如果可数名词的单数出现了限定，特指，就用the.

例句

I need proofread the essay I wrote last night. (√)

解析：essay后面出现了定语从句，特指昨天晚上写的文章。

再对比如下两个例句：

例句

I want to buy a new phone this summer. (√)

解析：买一个手机，具体什么手机还不知道。

例句

The phone you bought is very useful. (√)

解析：特指你买的手机，用the

注意：有时候可数名词的单数前面出现了形容词、分词或者是名词，这个时候仍然需要加上冠词。

例句

I prefer to use an online dictionary. (√)

解析：如果这句话将an去掉，就错了。如果用the，就表示特指（特指某一本网络字典）。当然，也可以用复数，use online dictionaries，表示使用各种网络字典都可以。

特殊情况

07

特殊的词伙

例句

She normally travels to work by train every day. (√)

解析：很多名词前面加了介词，往往是一个固定的词伙，不需要加定冠词，譬如说by the train就是错的

名词前出现了物主代词，或者所有格

例句

I used her book last night. (√)

解析：名词如果前面有形容词性物主代词his, her, their, my等，不用加the

名词前出现了所有格

例句

I have been impressed by this new employee’s report. (√)

解析：名词前面如果有所有格，不用加the

特殊情况

08

在少数情况下，如果可数名词单数表达的是一类东西，用定冠词the

例句

The tiger is a meat eater. (√)

这句话说的是老虎这种动物，而不是特指一个老虎

例句

The tiger in this cage died last week. (√)

这句话特指一个笼子里的一只老虎，用the

例句

I saw a tight last night in the park. (√)

这句话想说的是一只老虎，但是没有任何特殊属性，用a

以上就是关于essay写作中的冠词使用讲解，希望在essay写作中大家都能注意这些问题。

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Paper代写：Keith harling's graffiti

本篇paper代写- Keith harling's graffiti讨论了凯斯·哈林的涂鸦作品。凯斯·哈林，美国涂鸦文化的核心代表人物，毕业于纽约视觉艺术中心平面设计系。在其短暂的30余年时光中，创作出无数具有鲜活生命力和强烈视觉冲击力的作品。以凯斯·哈林为代表的后现代涂鸦艺术充满激情和活力，其作品因简洁的平面构成语言、扁平化创作风格而成为平面化涂鸦的视觉经典。本篇paper代写由51due代写平台整理，供大家参考阅读。

Keith harling, the core representative of American graffiti culture, graduated from the graphic design department of the visual arts center in New York. In his short time of more than 30 years, he created numerous works with vivid vitality and strong visual impact. The post-modern graffiti art represented by Keith harling is full of passion and vitality. His works have become a visual document for the study of planar graffiti due to the concise plane composition language and flat creation style. The cross-field development of his works also provides a reliable model for the study of cross-field design.

In harlem's works, the use of dots is a common visual expression. The point is the foundation of all forms, the use of the point to create different visual experience. At the same time, the regular and irregular arrangement of points can form changes in area, space and color, giving people a lively, jumping feeling, producing different texture effects, and transmitting a form of beauty. Untitled in harlem's work Untitled, the small figure in the middle of the two black figures USES small points to fill the whole figure. The contrast between the dotted surface and the two black solid figures and the space makes the whole picture have a sense of hierarchy. At the same time, the ground chooses a larger point to distance itself from the small point used by the middle figure, and the corresponding points form different surfaces to show different spatial effects.

Harlem's work is simple, straightforward and childlike. Most of the works use rough lines to outline the image of hollow man, plus bright color filling, with the point as an auxiliary decoration, the dynamic and characteristics of the main object, expressed in the form of point, line and surface. According to the Russian abstract painters, line is an invisible entity, which is formed by the continuous movement of points. Straight lines represent hardness and curves represent life and motion. Harlem's graffiti usually adopts bold and unbridled curves to outline hollow little figures, conveying a vivid vitality of organic form and a rebellion against tradition. In plane construction, thin lines show nervousness and lack of confidence, while thick lines show confidence and firmness. This also reveals the emotional design and rational thinking in harlem's works, and conveys an optimistic and confident attitude towards life with the expression of rough curve.

The "face" in harlem's graffiti works is mostly composed of color filling. As an objective existence, color itself does not have material attributes, but the use of different colors conveys different forms and emotions. Harlem skillfully USES the characteristics of color to inject a new blood into the post-modern development, showing freedom and unruly, expressing the criticism of modern society and the whole society from the inside out. High lightness, high saturation and long wave colors, such as red, yellow and blue, are commonly used in harlem's graffiti works. The use of these expansible color blocks can make people feel excited or even stimulate physiological reactions, to give a static color dynamic emotional experience, enhance visual effects. In addition, the color application of each subject in the work is also very simple. The contrast between the color blocks highlights the subject, and the pure color makes the whole picture harmonious and unified, giving people a complete feeling.

The colors of harlin's works are often untempered and pure, painted with a brush and rough lines to outline the human figure, which is similar to the brutalist style. Bruvism advocates that "accurate depiction does not equal truth", and most of its works overturn traditional aesthetic principles, such as simple and rough lines, large areas of plain color, and lack of perspective principle. This concise and intuitive technique of expression broke away from the shackles of realism, so that the picture has a sense of space. At the same time, brutalist painters believed that painting was "the real expression of self-emotion", that is, the real expression of individual subjective consciousness. They freely use a variety of primary color flat paint, bold and unrestrained lines, reflecting the childlike painting like children, with an obvious tendency of expressionism. Harlem screened the painting content, removed the complicated lines and surfaces in traditional painting, replaced the perspective relationship of traditional painting with the rough and smooth lines as the contour, so that the whole picture was concise and intuitive, and selected red, yellow, blue, black, green and other primary colors. Through the abstract and concise expression techniques and simple color changes show harlem's optimistic spirit and childlike innocence.

The expression and cross-domain creation of Keith harling's graffiti are of profound significance for the research on the development of cross-domain design. After the World War II, the rapid development of economy nourished the development of design. The single visual expression could no longer satisfy the public's aesthetic appreciation. Harling's graffiti first appeared on subway station walls, but then gradually expanded to include "pop shop", which opened in 1986. The products include t-shirts, sculptures, paintings and so on. He once described pop shop this way: the focus of making art is to communicate and promote culture. Through "pop shop", harlem successfully transferred his graffiti art from wall painting to commercial products and entered the public life. His works are simple and flat, and the size, shape and color are convenient for the adjustment of the applied products, which soon achieved the dual value of artistic aesthetics and commercial practicability. The cross - boundary comprehensive development of harlem's works not only meets people's spiritual pursuit, but also conforms to the development trend of diversified and personalized society, becoming a model of cross - boundary design research.

Keith harling used simple plane composition language to convey rich pictures and abstracted concise visual expression language from traditional paintings. The trans-boundary comprehensive development of his works enables the original graffiti works to continue and innovate, promote the spread of graffiti culture and obtain commercial benefits. Harlem's work has not been covered by the years, his graffiti art design will always follow the trend of The Times.

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Essay代写：Forests economy

下面为大家整理一篇优秀的essay代写范文- Forests economy，供大家参考学习，这篇论文讨论了林下经济。林下经济，是指政府以林地资源和森林生态环境为核心，通过林下种植业、养殖业、采集业和森林旅游业等产业的融合，推动当地经济发展的一种经济模式。一般来说，林下经济由林下产业、林中产业以及林上产业组成，林下经济中生态农业模式的运用，一定程度上提高了林业资源的利用效率，同时实现了产业结构的转型升级。

With the continuous improvement of national living standard, people more and more attention to ecological environment protection, under the background of sustainable development strategy, based on the resource conservation, environmental protection forests economic characteristics cause the extensive concern of the society from all walks of life, realize the transformation and upgrading is the forestry industry after the formation of the new forestry development model, not only fully use the local forestry resources, realize the ecological civilization construction, but also achieve the reasonable allocation of resource, further promote the modernization of forestry industry development.

Underforest economy refers to an economic model that the government promotes the development of local economy through the integration of forestland resources and forest ecological environment and the integration of plantation, breeding, collection and forest tourism. Generally speaking, undergrowth economy is composed of undergrowth industry, forest-based industry and forest-based industry. The application of ecological agriculture mode in undergrowth economy improves the utilization efficiency of forestry resources to a certain extent and realizes the transformation and upgrading of industrial structure.

Forests economy in forestry resources as the core, the combination of agriculture and animal husbandry in complex industry, in order to realize economic benefit, its and agro-forestry, farmers there are great differences fruit intercropping, which rely on agriculture to achieve economic growth, while forests economy in forestry as the carrier, in the understory planting crops or breeding livestock and achieve win-win situation, to realize the effective combination of the forest resources and forest resources, forests economy as a new mode of the agricultural industry at the same time, through the cycle of development mode, reduce the occurrence of the forestry and agriculture plant diseases and insect pests, and improve the surface soil fertility, and achieve the green ecological development of the industry.

The undergrowth economic development model mainly includes undergrowth cultivation and undergrowth cultivation. Local people should choose the management model according to local characteristics of forestry resources and agricultural resources and promote economic development.

Parts for forestry resource intensive phenomenon, local farmers can, through its forests small air temperature, humidity, illumination, oxygen, adequate characteristics, through the forests to build plastic shed planting edible fungi, such as mushrooms, black fungus, bacteria after picking a waste from the Lin can also provide organic fertilizer for the growth of trees, achieve a win-win situation of economic, and can also grow vegetables such as spinach, kale and garlic, and improve the utilization of land resources and increasing the farmers income.

With the development of social economy, Chinese farmers no longer pay attention to the cultivation of food crops, and some of them choose to grow medicinal herbs one after another after knowing the broad prospects of the medicinal materials market, so as to improve their family income. Therefore, farmers can also use the idle land under the forest to plant Yin - friendly banlan root, white peony root, honeysuckle and other production technology content of medicines, in order to increase economic benefits under the forest.

In the early stage of forestry resources planting, the trees with lower tree age have the characteristics of large row spacing and less shading, etc. At this time, farmers can use the characteristics of fast-growing forests to plant crops such as wheat, sweet potato, cotton and soybean, so as to improve the economic benefits of forestry resources.

There are also a large number of forest resources in some hilly areas of China. For such areas where food crops cannot be planted, local farmers can plant tea trees in the forest according to local conditions. The characteristics of weak light under the forest can improve the yield and quality of tea and improve the utilization rate of resources.

Mill in view of the partial returning farmland to forest resources, farmers can grow in the forest multiple types of high quality forage grass, or preserve their natural growth of weeds, grass can be sold to livestock farmers after harvest, but also of livestock, for green ecological aquaculture, and through the grass planting soil and water erosion phenomenon occurs, protect the soil.

In general, luxuriant weeds in forestry, cause a large number of mosquitoes, and a lot of mosquito easy cause infectious diseases, etc., endanger human body health, and poultry are the main food of mosquito, the farmers can use forests insects and weeds numerous features, through the fence breeding duck, goose, and Chai Ji poultry, on the one hand, shade trees for poultry, and through the natural ventilation cooling enhances the working efficiency of the animal epidemic prevention, on the other hand, the house of grazing livestock grazing, carnivorous, its dung as an organic fertilizer, provide nutrients for tree growth.

At present, China's undergrowth economic model is still in the initial stage of development, and there are many problems in its technology and management. The undergrowth to further promote the rapid development of economy of local government, will be to the guideline of policy support, undergrowth research through a comprehensive understanding of the local economic development present situation and the goal, and intend to make scientific and sound policy of forest, at the same time, based on the characteristics of the overall arrangement of the regional economic cooperation among enterprises, scientific research institution and the Lin family, through participatory forestry undergrowth development mode to realize the industrialization development of economy, and build a sound industrial chain, strengthen the standardization management. In addition, the government also needs to strengthen technical support and promote the economic development under forests by cooperating with scientific research institutions to innovate the economic development model under forests.

The benefit evaluation of undergrowth economy should not only pay attention to its economic output, but also pay attention to social and ecological benefits. At present, the government mainly USES ahp to comprehensively evaluate the forestry system and model when evaluating the economic model under forest. In the process of the relevant personnel on the basis of the target layer, criterion layer and index layer and alternatives to build the hierarchical model, according to the current situation of the development of local forests economy, through discussion with clear at all levels of index factors, and build a sound evaluation index system, on the basis of using these points evaluation way to calculate the weight of each factor and factor criterion layer, through the hierarchy total sorts specific weight of each index.

To sum up, undergrowth economy is an important embodiment of the transformation and upgrading of China's forestry industry. Through the analysis of undergrowth economy, the author provides a theoretical basis for the undergrowth economic model of various regions, which is conducive to promoting the development of China's forestry economy.

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