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Paper代写:Financial services grid

2018-05-04 17:51:41 | 日記
本篇paper代写- Financial services grid讨论了金融服务网格化。在金融服务发展建设过程中,要通过结合实际情况,针对以往工作中总结的经验,在金融服务网格化建设方面不断创新,积极开展新型的服务模式,完善网格化服务战略。不断将金融服务网格化工作落实到位,提高各个金融机构对自身责任的认知能力,提高自己的竞争能力,为实现金融服务网格化发展创造了更加有力的条件。本篇paper代写由51due代写平台整理,供大家参考阅读。

In the past, the way of financial service work is that people need to go through multiple procedures to complete. With the continuous innovation of financial services, the service and work mode are also gradually optimized. Hubei huanggang in financial services, in particular, on the basis of reference to the government grid management, the innovative mode of "financial service grid", relying on the huanggang support and cooperate with all departments of the government, gradually expand the coverage of financial services, improve the quality of the service.

The so-called reduction of consumption is to adhere to the principle of reducing transaction costs and create conditions for mutual benefit and win-win results. Through the analysis of financial transactions of hubei huanggang, found in the bank self-help tools for different volume larger office, help to reduce customer interbank trading formalities charge, is a more feasible than the level of customer service. Therefore, in the process of financial grid service, it is necessary to reduce the consumption of this principle and reduce the transaction volume as much as possible.

Geographic space blanket for financial services, focusing on agriculture, remote mountain village of financial services, so we can use the huanggang is divided into different grid, the grid one by one to register, combing bank physical distribution network, electronic machine layout and its volume statistical analysis, and draw a scalable, can be updated in real time electronic grid map; Focus on and strive to meet the financial service needs of vulnerable groups within the grid, and provide targeted products and services through information collection, sorting and analysis of various customers in the grid. By sending financial service grid members to each grid, we will strengthen the connection with the social comprehensive grid personnel and grasp the financial demand information of various groups in the grid in a timely manner.

The banking institution integrates the management personnel into the grid, and establishes the coordination mechanism with the daily work of the grid management organization and the grid staff. We will strive for the government to give certain financial subsidies to the grassroots banking institutions that carry out the grid work of financial services, and innovate the insurance products that cooperate with the government to compensate some credit risk losses. Combined with the characteristics of the residents and enterprises in the grid, we will mobilize the enthusiasm of many departments within the bank, establish the innovation mechanism of process, product, model and service, and innovate differentiated financial products and services.

In the construction of financial service grid, it is necessary to analyze the contents of the construction of financial network services and clarify the key points that need to be analyzed. Financial service and government agencies should be effectively combined, can set up relying on government management of reliable operation mode, set up corresponding financial workstation, to provide financial services for the society, To strengthen the construction of the government for financial institutions in service grid work of the financial support, to strengthen financial institutions to increase the power grid construction, reference the hubei branch on promoting financial service grid guidance ", completes the communication between financial institutions and government departments, at the same time to strengthen the management of risk, risk compensation mechanism, can the appropriate funding of banking organizations at the grass-roots level to provide the corresponding compensation, or in the conditions set up specialized financial service grid construction funds, create conditions for the relevant work; Strengthen banking financial institutions and information sharing between government departments, "financial service grid" strategy needs to insist on financial services and the principle of combining social ZongZhi management, rely on and refer to the government social management integrated information platform, to borrow from city LAN docking with government grid management platform, better implementation "platform sharing, information sharing, mutual development".

In order to improve the quality and efficiency of financial service, we should attach importance to information symmetry. Hubei huanggang in grid management has the high level, and the grid data management system function and basic information is comprehensive, it is to do a good job in financial services grids provide strong support. On the one hand, can combine at present has formed the comprehensive management of social networks and related data, study of enterprise production and operation condition, and through this form can also realize to pay medical insurance, social security and other comprehensive economic strength of enterprises and management whether the systematic view, the financing of small and medium-sized enterprises to identify requirements; On the other hand, can be, comparing the actual information before provide enterprises with loans to the enterprise actual situation, and compared with the information contained in the grid management system, to ensure the accuracy of the information and authenticity, improve the accuracy of the understanding to the enterprise financial unit.

In the process of development and construction of financial services, hubei huanggang by combining the actual situation, summarize the past work experience, continuous innovation in financial service grid construction, actively develop new service mode, improve the grid services strategy. Will constantly grid work in place of financial services, improve the cognitive ability of various financial institutions of its own responsibility, improve their competitive ability, financial service grids to achieve development to create a more powerful conditions.

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