北美作业代写：Horror film

下面为大家整理一篇优秀的essay代写范文- Horror film，供大家参考学习，这篇论文讨论了韩国恐怖电影。作为一个典型的东方儒学国家，韩国受到了东方文化的浸染，于是对日式恐惧的效仿成为一种美学自觉。也正是因为有着这样同源文化的影响，韩国恐怖电影的发展形成了独具韩式特色的类型片。从韩国恐怖片中的美学表达来讲，韩式影片讲究的是唯美的画面与舒缓的节奏。在韩式恐怖影片中，既有对本民族自身特色的表现，又有对社会大众底层心理需求的关注。

As a typical eastern Confucian country, South Korea can't forget the immersion of Oriental culture, so the imitation of Japanese fear becomes an aesthetic consciousness. South Korean film ghost fluid was claimed to be the ring of Japan, the two films are using the bell, as an important factor of guiding plot, it also highlights the south Korean horror movies in the process of developing foreign reference and imitate.

Korean horror films are original, forming distinctive ethnic characteristics. From the aesthetic expression of Korean horror films, Korean films are particular about aesthetically pleasing images and soothing rhythms. In the Korean pure love film, this aesthetic expression is incisively and vividly. Unlike pure love films, Korean horror films pursue a quiet and tranquil atmosphere. Through the atmosphere of terror, we can always feel the silence. In Korean horror films, there are often two story lines. The reason for this is that some of the secondary cues in the film are intended to capture the audience's attention. Korean aesthetics, based on national characteristics, is widely used to enhance the power of Korean aesthetics. It borrows from Japanese photography technology, learns the visual expression skill of European and American countries, combines the reality of domestic film, and creates its own unique Korean aesthetics. In the horror film, the Korean aesthetic integrates the advantages of various countries in the world, and presents the story in front of the audience without being explicit or forceful.

For the film, the formal expression is more intuitive, at a glance. However, another important measure of film quality is the content and connotation of the film. Horror film is not a native product of South Korea, it is imported from Korea. But the Korean filmmakers did not apply the foreign horror films directly, but on the basis of innovation. Not only in form, but also in the content of horror films such as something with Korean characteristics, the improved Korean horror movie has opened another window to the world.

American horror movies always give people a strong visual impact, and many viewers will feel nauseous after watching American horror movies. This is because American horror films are filled with mucus and plasma, which can only make people react. Korean horror film is different from American horror film, it pursues not to let the audience only have a physiological reaction, but more attention is to let the audience in the psychological real sense of the terrorist stimulation. So in Korean horror films, they rarely see bloody scenes and mutilated limbs, and they dig deep into the dirt and perversion of human nature. South Korean thriller we can find a common, they through the horror film can express a moral story, although expressed in different ways, to express the content of the change, but there is always a violation of laws in south Korean thriller the plot of ethical or moral norms. In other words, Korean horror films contain a strong ethical appeal.

Compared with Japanese and Chinese horror films, Korean horror films have their own characteristics. The atmosphere of mystery and repression is more common in Japanese horror films. China's Hong Kong horror film is a thrilling and thrilling effect, mainly through the renovation of various ghost shapes; And Korean horror films in the horror film added a variety of elements. There are many auxiliary elements, such as suspense, crime, detective, reasoning, thriller, etc., but the premise is not to escape from the main line of ghosts and terror. In this way, the aesthetic orientation of Korean horror films is integrated and unified. Rich mix of the type of element is unified in the thriller, which makes south Korean horror movie based on the expression of ghost horror theme highlights the more exciting plot, increased the horror movie plot is complicated, make the film more uncertain, the outstanding performance in layout and narrative of the story. South Korean horror film forms this kind of aesthetic mixing characteristic and its positive outward learning, borrowing from the experience of Hollywood film shooting is inseparable. South Korean horror movie in the plot RouRu elements rich in a variety of types, and then USES the Hollywood story telling skills, through such a design can maximize mobilize the audience senses and psychological feelings. In this way, a perfect combination of the mysterious ghost culture with the east is realized. In watching the horror film, the audience can not only harvest the thrilling experience of being frightened, but also follow the plot of the story to guess, reason and find, which increases the interest of watching movies. This is the outstanding achievement of Korean horror film in the development, also has the reference value to the world horror film development. South Korean horror movies for its unique style has won numerous faithful audience, get more and more audience's recognition and welcome, all these achievements cannot leave South Korea tolerance, a good integration of national quality.

South Korean horror movies in absorb and draw lessons from foreign outstanding films at the same time, pay close attention to the innovation of the horror film, through years of research and exploration, gradually formed the unique characteristics of the Korean horror film, shaping the national style of south Korean horror movie its maturity. The Korean horror film is a good quality for the audience, and it is commendable. Korean horror film, the creation Angle novel, has the rich imagination. All the daily necessities in our lives, such as tables, mirrors, mobile phones, and dolls, can be imbued with images of terror. Creators will be as much as possible to explore various items in terror, create a terrorist atmosphere by the creator will leave very deep impression for the audience, even after the film items will exist in fear. The creator of the horror film leads the audience to follow the movie, or to return to and from the Yin and Yang, but the various scenes in the film are based on reality and have a real basis for reality. Korean horror films make audiences not only have the fear of watching the film, but also the audience can feel the cold and warm in the world. Allowing the audience to play the game and take risks can bring a deeper understanding of real life. The Korean horror movie focuses on the setting of the plot, mastering the skills and showing the wisdom in the narration of the story. In addition to the thrilling sense of excitement, the film also inspires the audience to have a deeper understanding of life and life. In the Korean horror film, it also conveys the true feelings of love and love to the audience, so that the audience can feel the significance of family, friends and lovers to our lives.

Compared with other countries in the world, the Korean horror film gives us a refreshing feeling, which makes us interested in horror movies and gives us a lot of warmth. Korean horror films are similar to other types of films, with problems and achievements in the process of development. For example, some Korean horror films pursue the maximization of commercial interests, focusing on the form rather than the setting of content, the cultural connotation is superficial, and excessive imitation lacks innovation. Along with the development of the horror film progresses day by day, some filmmakers saw the horror film with commercial interests, only by batch production, produced a lot of bad horror films is very adverse to the sustainable development of the south Korean horror movies. So the south Korean horror movie if you want to get rapid development, the need to improve the quality of horror films, coordinating the relationship between the reference and innovation, and continuously forge ahead, and promote the further development of the south Korean horror movies.

South Korean films have experienced the development of four stages of germination, imitation, stagnation and development, and have achieved good reputation and high box office in the domestic and foreign film market in recent years. As a typical eastern Confucian country, South Korea can't forget the immersion of Oriental culture, so the imitation of Japanese fear becomes an aesthetic consciousness. Like China, South Korea has a long history of traditional Confucianism culture, it is because with such cognate culture, the influence of the development of the Korean horror film formed the unique characteristics of the Korean genre. From the aesthetic expression of Korean horror films, Korean films are particular about aesthetically pleasing images and soothing rhythms. In the Korean horror films, there are both the expression of their own characteristics and the attention to the psychological needs of the public at the grassroots level. As a new genre of Korean movie, a horror film is on the rise, and to a certain extent, affects the development of the south Korean film industry, occupies a pivotal position in the Korean movie. Through the development of Korean horror films, we can understand the development status of Korean films to some extent, and its creative features deserve our careful consideration.

In short, Korean horror films can be recognized by the audience and be popular for a while. There must be a way to succeed. We need to study and study deeply. The Korean aesthetic integrated the advantages of various countries, in the horror film not only avoid the direct and the impact of the story in the audience's eyes. Compared with other countries in the world, the Korean horror film gives us a refreshing feeling, which makes us interested in horror movies and gives us a lot of warmth. Korean horror films are similar to other types of films, with problems and achievements in the process of development. So the south Korean horror movie if you want to get rapid development, the need to improve the quality of horror films, coordinating the relationship between the reference and innovation, and continuously forge ahead, and promote the further development of the south Korean horror movies. We are looking forward to the arrival of the south Korean horror film Hollywood.

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作业代写：The insomnia

下面为大家整理一篇优秀的essay代写范文- The insomnia，供大家参考学习，这篇论文讨论了失眠症。失眠，就是指长期存在睡不好的现象，而且会导致白天精神萎靡，疲惫无力，情绪不稳，注意力不集中，有时还有心慌、心悸等植物神经功能紊乱等现象。如今，失眠现在已经成为一种心理疾病了，给许多人带来了精神和身体上的双重折磨。失眠症的病因多种多样，可由精神心理和躯体疾病所引起，包括精神障碍、呼吸障碍等。而失眠症的治疗，需要制定符合于每个病人需要的药物性和非药物性治疗。

Insomnia refers to sleep difficulty, is the most common sleep disorder, is also one of the most common clinical complaints, namely, unable to sleep, sleep instability and wake up cannot recover the spirit. The causes of insomnia are varied and can be caused by mental and physical diseases, including mental disorders, respiratory disorders, alcohol consumption, drug use, myoclonic or restless leg syndrome in sleep, and so on. It can be manifested as difficulty in falling asleep, frequent awakenings and early morning awakenings. Difficulty in falling asleep or starting to lose sleep are often associated with mood disorders such as anxiety, fear or depression. Early awakening is a common phenomenon in older people, but it can sometimes be a symptom of depression, and it is important to note that the perception of anxiety, self-blame and self-punishment is often exacerbated in the morning.

Recently insomnia, often caused by all kinds of anxiety at that time, such as husband and wife quarrel, human relations, work problems, sexual conflict of guilt, the attention to their health and worries, etc. If there are no such psychological and emotional problems, the cause of somatic disease should be considered. Simple symptomatic measures that do not work are often caused by severe mood disorders, especially depression. The national institutes of health proposed in 1983 a temporary classification of insomnia into three types: transient, short-term and long-term. Identifying the classification of insomnia is useful in determining appropriate treatment measures.

Transient insomnia is caused by sudden situational tension, such as hospitalization or surgery, and jet travel, which usually lasts only a few days.

Short-term insomnia is also associated with tension in the environment, but can last up to three weeks. Common causes include broken relationships, job stress, the disruption of circadian rhythms caused by the time difference between a test, a night shift and a long-distance travel by plane. Withdrawal of certain stimulants, caffeine, alcohol and smoking can also be caused.

Long-term insomnia, persists for more than three weeks, 1/3-1/2 patients is caused by some kind of potential mental disorder, especially heavy depression, and long-term alcohol and drug dependence is the second cause of adult patients with chronic insomnia. Other causes related to pain, neuropathic pain and various types of headache, sleep apnea, nocturnal myoclonic seizure and restless leg syndrome. Patients with chronic pain often get more pain during the night when they sleep, because the external environment is less stimulating and more focused on the inside of the body. Patients with angina and irregular heart rates are often afraid of sleep, and they worry about the onset of nocturnal disease and isolation. It is very necessary to understand the cause of insomnia and take corresponding psychotherapy.

The treatment of insomnia depends on its underlying etiology and the duration of its chief complaint, and the formulation of a drug and non-drug treatment regimen that meets the needs of each patient. The treatment of insomnia, for many patients, must be attention and emphasis on psychological treatment, through assure their explanation and that shows that sleep deprivation is due to normal anxiety or curable body diseases caused by, no serious consequences. Providing the patient with an opportunity to relieve anxiety often reduces pain and helps restore normal sleep. Older adults who have normal sleep patterns also need to explain and guarantee, and encourage them to do more physical activity during the day to guide them to relax. Drinking moderate amounts of warm milk before bed can sometimes help some patients sleep. Medication should be classified according to the condition and course of insomnia:

Most patients with transient insomnia, once the cause of insomnia, symptoms can disappear, in this case may need medication, or to give patients a small rapid excretion of sleeping pills May 1 ~ 2 is enough.

In the short term, patients with insomnia should relieve their tension factors and improve their individual adaptability through psychotherapy. Give the patient the advice and training of mental relaxation, and guide him to arrange a reasonable sleep system; Avoiding naps during the day, drinking caffeinated drinks and going for a walk before bed may be beneficial. The minimum effective dose should be given at least 3 weeks for sleeping pills. If you have a good night's sleep, you can reduce your dosage by the following night, or maintain it for another day or two.

The causes of chronic insomnia need to be evaluated by special neurological, psychological and spiritual aspects. If there are mental disorders, appropriate treatment must be given; Drug addicts should be detoxified and rehabilitated; Pain triggers can be used as analgesics; Nocturnal myoclonus can be alleviated by using benzodiazepines similar to clonazepam.

Drug therapy must be in parallel with psychotherapy, regular physical exercise and relaxation, and should be used as a short-term test for drug therapy. Sleeping pills are only take to achieve this purpose and auxiliary means, namely, break the vicious cycle of insomnia, eliminate fear of insomnia, eliminate anxiety, reduce the awakening of more emotional and physical. Fluorine azepam, triazobenzene and temazepam are the most common drugs used to treat insomnia. Quazepam, azepam, diazepam and chloroxyazepam are also effective sleeping pills. Triazobenzene is the most effective way to sleep, which can shorten the latency of sleep. Clonazepam and temazepam are most effective in the prevention of sleep disturbances, because of their long duration. The alertness and dexterity of the hand during the day after the use of the drug is disturbing, as is the case with triazobenzene and temazepam.

Dosage moderation according to introducing, the effect of sedative hypnotics vary with different doses, small amounts to produce sedation, moderate doses can cause approximate physiologic sleep, large doses of anesthesia and anticonvulsive action. It is best to choose the minimum dosage when you can sleep. But do not be afraid of the side effects of the drug to reduce dosage, the dosage must follow the doctor's advice.

The time of continuous take should not be too long, generally not more than two weeks long-term take is easy to produce tolerance and dependence, after stopping the drug insomnia only aggravates. If patients often take some sleeping pills, these drugs can make liver medicine has increased, enzymes produced by the "tolerance", so whether it is a kind of insomnia, continuous use of a sleeping pill. In addition, sleeping pills are mostly detoxification by liver, kidney excretion, if often take sleeping pills, should pay attention to regularly check liver, kidney function.

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essay的写作方法讲解

对于选择去国外深造的留学生来说，学校课程作业中最常见的论文形式就是essay和Report了。相比于Report，虽然essay的难度会小一点，但同学们要想拿高分也没有那么容易。下面就给大家讲解一下essay的写作方法，帮助同学们提升写作能力。

在国外，人们都把话题作文和论文统称为essay。essay和我们的议论文比较相似，有时也可以是说明文，一般都是需要引用别的事物来证明某个观点。essay和Report这二者在形式上有所差别，但大体相同。通常，老师布置的Assignment上面会对要写essay还是Report作出明确要求，如无明显要求，则默认为essay。essay的基本结构如下，主要分为四部分，依次为：

- Introduction(引言)–论文的第一段(约占总字数的10%)

- Body(主体)–正文(约占总字数的80%)

- Conclusion(结论)–论文的最后一段(约占总字数的10%)

- References–另起一页附参考文献，按首字母排序(不计入总字数)

说明了essay的主要结构之后，再来为大家介绍一下前三个部分的写作方法(关于最后一部分References的写法会在之后的文章当中再仔细地介绍给大家)。

Introduction

包含整篇essay的主旨和文章结构介绍，有标志性必写词汇，只写一段即可，不宜分成2段写。通常Introduction的第1-2句是解释文章题目，简单来说就用自己的话把文章题目写一遍，Introduction最后不需要总结句。这一部分通常包含3项内容：

- 背景介绍(+关键术语的解释)

- 写作目的+论点(常用句式：This essay writes to … + It argues…)

- 陈述文章结构(介绍结构统一用将来时态，常用连接词：first, next, then, after that, finally)

Body

在这一部分，如果题目中对此作了具体要求，就根据题目提到的几个方面来逐一讨论就可以了。有的题目没作具体要求，则可根据自己的构思来写，但要求有逻辑性。每一个论点都必须用段来写，换句话说每个段落只能出现一个论点。为了更明确地体现出文章结构，还可以给正文中的段落添加一些加粗的小标题来体现出其逻辑层次。Body部分一般都由多个段落组成，每个段落可按照如下的结构来写：

- Topic sentence

- Explanation

- Evidence

- (Concluding sentence)

Conclusion

总结的这部分需要在一段里把文章中的主要观点概括出来。只用一段即可，不以分成2段写。尽可能用不同的单词和句式来重述作者的主要论点与结论，避免重复。常用的开篇短语有：In conclusion, to conclude/ In summary, to summarize。需要注意的是，这里主要是总结，因此不要出现前文中没有提到过的新的信息,也不要出现新的观点。

另外，还有几点需要提醒大家：

- essay是理论性较强的论文，除非老师特别说明，通常情况下一定用第3人称，不宜出现“I”、“we”、“our”、“you”、“your”这些第一、二人称字样。为了避免使用第一人称，某些地方可以用被动语态或其他句型代替;

- 由于essay理论性较强，请多用相关例子来支撑论点，避免空谈理论;

- 在叙述完了理论之后，请一定要对理论进行评论，体现作者的critical thinking。

以上就是关于essay的写作方法讲解，希望同学们都能有所收获，争取写出让人满意的essay。

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Paper代写：Financial repression

本篇paper代写- Financial repression讨论了金融抑制。经济结构的转型需要有相关政策的大力支持，如果政策扭曲就会影响现行的经济结构转型，而扭曲的政策也就是扭曲的金融体系，即金融抑制。金融抑制在很大程度上对产业经济发展和经济结构转型之间的平衡发展造成严重影响。为了可以使社会的经济实现稳定发展，我们必须要降低金融抑制，从而有效的推动社会的经济发展。本篇paper代写由51due代写平台整理，供大家参考阅读。

In recent years, the social and economic situation in our country has been changing constantly, so one of the important problems in China's economic development at this stage is the transformation of economic structure. The transformation of economic structure needs to have relevant policy support, if policy distortion will affect the current economic structure transformation, and the policy's distortions have also is distorted the financial system, namely financial repression. Financial repression has a great impact on the balanced development of China's industrial economy and economic restructuring. In order to realize the stable development of the economy of our society, we must reduce the financial repression, thus effectively promoting the economic development of our society.

Financial repression reduces the level of economic growth to a large extent, thus depriving social and economic resources of rational allocation. Economists have argued that to achieve rational economic growth, investment and savings must be equal in the proportion of our savings economy. However, for developing countries, the relevant financial repression policies can hardly achieve the optimal level of savings in the country, which leads to the lack of sufficient savings capital to convert into investment capital. Natural state won't be able to achieve the most appropriate state of economic development, this kind of circumstance is financial repression has limited the growth of national economy, so that its economic growth is stagnant or is very slow.

Financial repression also increases the gap of economic differentiation between countries, which is also very unfavorable to the stable development of economic society. It is not hard to see that developing countries tend to overestimate the value of their own currencies, thus limiting the exchange rate. And economic measures such as this tend to make their country's currency appreciation, which can cause lack of international competitiveness of its export products, which largely limits the own country exports. This is largely because the government has relied on financial repression in order to stimulate export policy. Agricultural products are bought at very low prices from farmers and are subsidized to exporters in the process of exporting them. Such financing creates greater economic benefits for the rich, but makes poor farmers even worse. It is obvious that this is not in line with the principle of fair market economy, and it cannot achieve social fairness, thus it cannot guarantee the fairness of our economic society.

In the country, the internal resources of enterprises or individuals are limited and cannot meet the actual needs of development. In order to meet the development needs, relevant enterprises or individuals seek external resources. This makes a lot of people begin to actively pursue exogenous financing, in the process of its development is a very important link to master exogenous financing channels, thus has the initiative to the source of funds. But under the current social economy, into the control policy also plays a certain role, some small and medium-sized enterprises is no exogenous financing right, only the local government attaches great importance to large enterprise has the right of exogenous financing. Exogenous financing such financing way, therefore, to a great extent, have played an important role obstacle, for many enterprises to raise funds, in turn, also have limited effect on the development of the industrial chain, the final limit the long-term stable development of the enterprise.

Financial repression also reduces the operating efficiency of capital markets, leading to the failure of capital markets. This is mainly due to a significant decline in overall demand, which leads to a decline in demand for services and goods. In some ways, the decline in demand is largely due to self-limitation. Moreover, compared with the total supply of labor and goods, the total demand is also relatively reduced, which leads to the only way to stop the price rise or reduce the price. Over time, the relationship between demand and supply of goods will lose its authenticity, which will make it impossible for prices to expand their supply and reduce demand.

Based on the current environment of market economy, price plays a fundamental role in resource allocation. However, if too much implementation of the financial repression policy is unable to effectively control the price, thus fully play the important influence and role of the price. If the configuration way not change for a long time, can cause the market can't correct the function of its price and capital, resulting in the cost of financing, even cannot be fully reflected its capital value. Based on this, extensive economic production mode will inevitably occupy the market for a long period of time, thus unable to effectively upgrade and adjust the economic structure.

At present, small and medium enterprises are the important force of economic growth in the development of market economy. The prerequisite is that small and medium-sized enterprises must use flexible financing methods and maintain healthy and sustainable development. However, if the long-term implementation of financial repression policies will affect the financing methods of small and medium-sized enterprises, thus restricting their financing methods. In fact, in order to connect the industrial chain, small and medium-sized enterprises can use various financing methods in the market economy, and finally enable enterprises to achieve healthy and sustainable development. In the process of the transformation of the economic structure, micro, small and medium enterprises play a very important role, once the enterprise cannot be sustained and healthy development of the will of the economic structure transformation and upgrading of great influence.

At present, many financial systems are dominated by Banks, and they are gradually changing to the market trend, but their conditions and backgrounds are very different. The market as the dominant economic system has a very large reform and innovation component. Generally, the government plays a leading role in the financial system dominated by Banks, and the government should strengthen the means to intervene and attach importance to policy guidance. But is important to emphasize that the dominated by Banks in the financial system has a great deal of drawbacks, though also strengthened in national regulation, but it is very bad for the development of innovative, thereby influences and to a great extent hindered the industry upgrading.

To sum up, financial repression is a very important factor in the process of economic transformation in China. Excessive implementation of financial repression by a country is likely to lead to an imbalance in its industrial structure. Financial repression will largely to hinder the development of the countries of the third industry, although in a short period of time have a certain role in promoting the development of manufacturing industry, but in the long run, the development of economy is very bad. Therefore, when formulating economic government, the government should ensure the healthy and stable development of financial market according to the actual economic development.

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Essay代写：Supply chain finance development

下面为大家整理一篇优秀的essay代写范文- Supply chain finance development，供大家参考学习，这篇论文讨论了供应链金融。供应链金融业务涉及动产的抵押机制，所以对动产的评估极为重要，不完善的动产评估系统会增加商行的授信风险，使可避免的损失出现，想要高效降低供应链金融中的风险，就必须研究透彻，建立健全的动产评估体系。以往的商行信贷模式对比，供应链金融最显著的不同是它的授信方式的变化。

Mechanism of supply chain finance business involves the chattel mortgage, so evaluation is very important for personal property, incomplete personal property assessment system can increase the firm's credit risk, to avoid losses, to efficiently reduce the risks in the financial supply chain, it is necessary to research thoroughly, establishing and perfecting the system of personal property assessment.

In providing financial services, supply chain is bound to use current assets mortgage system, but for personal property assessment, not perfect personal property assessment system let businesses suffer, firm's credit risk is greatly enhanced. America's liquidity pledge accounts for 70 per cent of the financing of small and medium-sized enterprises, which is one of the most robust and most developed countries in the supply chain. Therefore, the imperfect evaluation system is destined to become a stumbling block in the growth of supply chain finance.

Compared to the financial supply chain products of developed countries, our country's innovation ability of supply chain of goods, there is a certain gap research of the market is still not clear, research and development of the commodity and corporate financing needs can not match exactly. For some listed commodities, the firm has not fully displayed the service advantages of the supply chain finance, but then used the credit services such as accounts payable financing and credit financing.

At the same time, the lack of the policies and laws of the ownership of a financial professional knowledge make the firm's mode of operation can be copied easily, commercial Banks overall homogeneity competition is extremely obvious. In addition, even the cooperation between firms and logistics companies has little to do with the efficiency of business operations. In terms of guarantee, the development of accounts receivable financing services is better and more mature. Inventory impawn financing business, though this time better growth, but the business in the choice and restrictions, the pledge for the business, the current main is to provide service for flow-through enterprise, so the management of the inventory form mainly public warehouse. The most typical commodity is the trade financing commodity offered by deep distribution, which includes structured short-term financing services that provide prepaid, inventory and receivable assets. Such services are traditional trade financing given on the basis of the enterprise's own rating, as well as the self-compensation trade financing on the basis of single debt rating. The business of other firms is basically the same as this commodity, lacking distinctive features.

Before popular though, the financial commodity supply chain to process in the supply chain have enough money, but because of the marketization of interest rate is not, it is the highest profit also can hardly more than the traditional profit mode of the firm, the firm as the core of supply chain finance innovation ability is not strong enough. So competition on the market at present the most common way is through price competition, the company when choosing different Banks provide the same service in a proactive position, lead to some businesses considering traffic, to the enterprise credit too much even long credit, has greatly increased its own credit risk, is likely to make Banks bear the unnecessary loss.

Compared with previous business credit models, the most significant difference in supply chain finance is the change of credit mode. Business credit service credit way past is based on the balance sheet and other financial statements as the main reference object, object to the application for the determination of specific situation again credit decisions, but the supply chain finance is not the case. Businesses in the supply chain finance to reduce the weight of the financial statements of the application object, not only focus on the object's value category of industry, real estate, financial index and guarantee form, etc., but the value object of single transactions and the comprehensive strength of the core of supply chain companies and credit rating, which means that the firm is to determine the credibility of the supply chain as a whole level, the need to control the risk of supply chain. The potential risks of each step of the supply chain are identified and controlled, and the management costs are greatly increased.

In view of the change of the credit rating model of small and medium-sized enterprises, the firm will need to create a new credit rating system, apply it in the supply chain financial service, and carry out the credit evaluation to the credit recipients. At present, China's social credit collection system and the construction of credit intermediary institutions have just started, and the information of small and medium-sized enterprises is especially lacking. The information of smes cannot be effectively collected and accurately rated, which will make it difficult to expand the supply chain financial services of firms and bring great credit risks. At the same time, there is no mechanism for the punishment of dishonesty.

In a petrochemical company as an example, the company size in leading domestic fuel distribution industry, bulk fuel oil import and export trade is the main operating business, namely buy fuel abroad and sold domestically. In 2008, due to the economic crisis spread to commodity prices fell, fuel prices are the same, the domestic distribution industry is a huge impact, lower income, industry business income of a bleak. But the petroleum and chemical company's financial statement, said the company in 2008, still have profit, the credit amount is rising trend, and it has exceeded the number of the bank and the six, three in the credit amount is up to hundreds of millions of yuan. According to the survey, the company can easily financing is the cause of the company in business and firm, good reputation, can pay off the debt on time, and has good reputation and high reputation in the fuel industry. Commercial Banks and other financial institutions are more lax in their supervision of the company's credit funds, and their business checks are looser. In addition, the bank is limited by its own strength, can not timely understand the company's daily capital transactions.

Before long, the company was liquidated because of operational problems, and three of its businesses were affected and suffered huge losses when they failed to recover their credit in time. Through investigating, the company by using the methods of delay after make out an invoice, and billing, disguise business lose money in business, fabricating false profits, to obtain the trust of the other companies after obtaining a large number of credit funds.

Can be seen from the above example, China's current supply chain financial service in the credit system is not perfect, firm when choosing credit enterprise lack of perfect rules and regulations, and not of a tracking mechanism for credit object; After the loan is released, there is no timely monitoring of the capital movements of the financing objects; Businesses in reception part is called "big business", easily affected by their reputation, subjective assessment of their trading background, investigating the situation of their real business degree. The credit system of large enterprises is not perfect, especially the situation of small and medium-sized enterprises is not optimistic, so it is urgent to establish a perfect credit system.

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