北美作业代写：The packaging color

下面为大家整理一篇优秀的essay代写范文- The packaging color，供大家参考学习，这篇论文讨论了包装色彩。包装色彩是一把打开消费者心灵的无形钥匙，也是产品最重要的外部特征。外包装给产品所创造的低成本高附加值作用是惊人的，形成了无可替代的信息传达方式和富有吸引力的设计手段之一。漂亮精致的包装色彩不是凭空产生的，必然要遵循一定的规律，使用一套方法来实现，所以色彩在包装设计中运用的一些规律，就显得尤其重要。

Packaging color is an invisible key that opens the mind of the consumer and is also the most important external feature of the product. The low cost and high added value created by outer packing to the product is amazing, forming an irreplaceable information transmission method and one of the attractive design methods.

Whether a commodity is packaged in a store can attract consumers' attention depends first on its color. Market survey, to the supermarket shopping housewife, because of the exquisite packaging, purchased items is usually more than 45% of the budget, visible packing charm, including the effect of color is all the more important. According to the relevant data analysis, the visual organ of the human is looking at the object, in the first 20 seconds, the color perception is 80%, and its shape is only 20%. After 2 minutes, the color is 60% and the shape is 40%. Five minutes later, half of them. The first impression of packaging is color visual impression, which can arouse buyers' attention, association and imagination, thus producing desire.

Color has very apparent symbolic, different color can arouse different association. And color is applied under the influence of packaging design for a long time has been to make people form the set of associations, such as in the shopping mall see with orange at the counter of the packaging of goods, we will immediately think of canned orange, orange juice beverage category of goods. And when you see a lemon yellow package, you think of lemon tea... The color of the commodity has long been formed a relatively fixed association consciousness. In packaging color design, good at observing, analyzing and summarizing the symbolic characteristics of colors and taking advantage of them. It is necessary to guide people to further association.

The characteristic packing color always gets people's attention, this is from the direct effect of color. When people are faced with a lot of goods, the goods that can be left to the consumer's visual impression in an instant must be the packaging with distinctive personality color. Therefore, the advertising significance of packaging color is self-evident.

Commodity packaging is not only can attract the consumers know and understand further goods content, effectively achieve the purpose of promoting products, and can cause consumers to taste experience of commodity packaging design itself. In order to achieve such a goal, the color of commodity packaging should be as close as possible to the consumers. To this end, it should accord with consumer's aesthetic habit, is the consumer wants to see, happy to see.

Reasonable use of color can reach the ideal packaging effect, every designer in the design of commodity packaging color, on the basis of certain skills and technique as the foundation, beautiful and delicate packaging color is not without foundation, must follow certain rules, using a set of methods to achieve, so the color in packaging design to use some of the rules, is particularly important. Imagine not obeying any rules of the sky to design the packaging color, the effect can be guaranteed.

The famous American packaging designer Mr D says: "a commodity packaging color not only should very colorful, dramatic, and more should attach great importance to the choice of the color, to match the package content. Failure to do so, and even the wrong packaging, will make a big mistake, weakening the buyer's interest. Leave the commodity packaging color, natural scene design is against leaving the commodity packaging color, natural scene design will be a breach of consumer psychology, people in long-term social life experience accumulated a lot of perceptual color psychology, produced different lenovo and symbol of color, it has risen for a kind of rational knowledge and become a particular concept.

The scientific use of color theory, to achieve the harmony of color and graphics, to serve the goods. The function of color is attached to a specific shape, and the expressive force of shape and color is complementary. Imagine that there is no color on the package, so the graphics can't fulfill their mission, but if there is no graphics, the existence of color is meaningless. In the course of the long civilization development, our country has created colorful and national features, including dragon, phoenix, back, paper-cut, etc., which have a strong national flavor. Some of these figures are colorful, some are simple, some can be used directly, others can be counterproductive, and should be re-used.

In the packaging design, we should choose colors according to different markets. Different consumer groups have different understanding of colors due to their age, nationality, customs, and education degree. In terms of age, children, youth, middle-aged and elderly color preferences is there a big difference, therefore, in the packaging design of color propensity to choose is very critical, especially in the age of phase series more, we should use the different color on the package to meet the consumers of all ages, with the unification of the audience market.

Packaging color design in the increasingly competitive era, only master the rule of good packaging color design, fully embodies the characteristics of the goods with color and properties, creating rich individual character characteristic of packaging image, to attract consumers, make the enterprise to win customers.

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作业代写：The art of life

下面为大家整理一篇优秀的essay代写范文- The art of life，供大家参考学习，这篇论文讨论了艺术化的生活。艺术来源于生活，与生活的方方面面密切相连，但是生活却不全是艺术，艺术也不全属于艺术家。艺术可以陶冶人们的情操，给生活带来许多热情和欢乐。虽然我们每个人成不了艺术家，但是我们可以成为生活家，把生活中的点点滴滴都用艺术的眼光和心态去看待，让生活艺术化。

As is known to all, art originates from life and is higher than life. Therefore, many people have always felt that art is an elegant culture, a nobleman who cannot be reached, and a kind of pure and refined realm. As a result, many people in the heart is full of admiration for the arts and yearning, but in the face of art, art is the artist, only a handful of artists in society are worthy to talk about art.

Admittedly, appreciate the art works do need some art appreciation ability and cultural conservation, however, is art comes from life, it is not out of life, but to make life more fun, have grade. So every one of us should be in your own life into some elements of art, with a kind of art in the way of looking at life, life with a an artistic state of mind, make life more relaxed, more color, more a little bit different, make life art. There are lots of people in real life, however, they don't understand the heart live artistic life, to appreciate the art of dribs and drabs in life, but they have the money, is the nouveau riche, in order to change the opinions of others, improve the grade of the taste, will pay big money to buy some hardcover version of the ancient and modern famous at home and abroad, and even open a concert do these "spend money on taste", actually a real concert can increase how much a person literacy, humanities and education of the real art is good, accumulate over a long period of edification empathy is a person who loves life, spend money on art such purely the euphoria.

In the eyes of most people, life is ordinary, many modern people's living environment is nervous, blundering, is full of competition and struggle, always with the daily necessities sauce vinegar tea these trivial things tightly linked together. It has nothing to do with the elegant piano music, fine arts and literature.

In fact, art also has different levels and various types, which are colorful. Different levels of art reflect different levels of social life, while the corresponding level of art is derived from the social life of the same level, and also reflects the social life. MAO zedong's "speech at the yan 'an forum on literature and art" has a classic discussion: "where did the source of all kinds of literature and art come from? The literary works of seat ideology are the product of the reflection of certain social life in the human mind. In life, there are mineral deposits of literary and artistic materials, which are the natural forms of things, which are all rough things, but also the most vivid, the most abundant, the most basic things... It is the only source of the inexhaustible supply of all literature and art, which is the only source, for there is only such a source, and there cannot be a second source. Although this sentence only said literature, but to a large extent, the art is actually a source of life, and affirmed that art is the ideology of society.

There are many kinds of artistic choices, such as life events, interpersonal relationships, productive labor, and also the animals plants, the mountains and rivers, the clouds and the clouds, and so on. These are all things we can touch and feel. These are the art of life, which is derived from life and refined from life.

Art comes from life, but above life. This is a well-known saying. Life is all human activities in nature, such as farming, eating, work, travel, rest, and so on. Art refers to the experience, perception, refinement, and processing of natural phenomena in all activities in nature, and to express it in the form of art. For example: use music to express the high mountain water, and use the painting to express the plum and bamboo chrysanthemum, with the calligraphy to show the rain or shine circle missing. In a word, artistic interpretation of nature, the law of life. The aim is to make people understand nature, understand nature, dissolve into nature, and better coordinate development with nature. On the micro level, to purify the mind, cultivate the purpose of sentiment.

Art is everywhere in life. From the vision, we can see the broad blue and blue ocean, the fine river flowing water, the beautiful flowers blooming, the warm heart of the spring breeze. From hearing, we hear the waves, the mountains and rivers, the birds contend; From the sense of smell, we smell the fragrance of flowers, taste, we taste sweet and bitter; From the body, we feel cold, warm and cool, rough and smooth; From these lives, we have a good sense of beauty, and we can see that art is everywhere.

Therefore, we cannot be an artist, but we can become a living family, and feel the existence of art in the food and clothing of life and the chai rice oil salt and vinegar tea. Such as, cooking is a daily routine of life, but also art, when we do a daily chores, we can use the vision of art, artistic mood, art taste to do such a thing, from aspects of the aroma form with delicious food to enjoy yourself, let cook this everyday doesn't become a burden, and become a kind of enjoyment, a kind of entertainment to relax myself.

There is no doubt that art comes from life. Art is full of life and nature. Life is a thousand things, nature is infinite, so art is colorful. In calligraphy, wang xizhi's peace, such as the spring flowers blossoming, the wind and the sun; The elegance of mi fu, such as the spring breeze, graceful and graceful; The roughness of yan zhenqing, such as a bruiser, and a strong sense of enlightenment; Zhao songxue's soft brows, such as my fair lady, are full of charm; The ethereal spirit of hongyi, such as the seat of the zen house, the fresh and quiet, etc., is the soul of the artist who USES nature and life.

But real life is not all art. For example, there is gold in the sand, but the sand is not all gold. To get the gold, it has to be refined to get it, instead of collecting all the sand. Art is the refinement, processing and reinvention of life. The artist extracts valuable and meaningful content from life, and applies it to art, which in turn enriches people's life and brings new enjoyment to people.

In short, art comes from life and is closely connected with all aspects of life, but life is not all art, and art is not all artists. Art can edify people's sentiment, bring to life and so much enthusiasm, color and joy. Although each of us cannot become an artist, we can become a living family and look at every bit of life with artistic vision and mentality to make life artistic.

Thank you thank you I thank living, art, life was born art, appreciate art into life, it makes me a better understanding of life, the daily life of let me and daily necessities sauce vinegar tea dull, no longer is no longer a burden, let me live a life of art.

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paper写作中的侧重点

虽然相比于essay，paper写作要难得多，但不管paper有多难，同学们还是得把paper写作搞定。一篇好的paper，不仅要结构清晰，逻辑明了，而且还需要题材新颖，同学们可以从这些方面入手，下面就给大家讲解一下。

写paper其实是一件很简单的事情，当然，前提是你要心中有沟壑，笔下才能有江山。不论是中文写作还是English,思路和大纲都是必备的。你可以不必特意去写下来，但至少心里要清楚。其次，一篇好的paper，重点在于新意。何为新意？即要做到与众不同，这个，就需要个人自己的悟性了。但是从简单方面来说，整篇paper需要结构清晰，逻辑明了，图文并茂。并且各种图注以及reference都要慎重排版，统一格式，让整篇文章看起来很舒适。

对于文章主体部分，建议不要按部就班写。Paper开篇的abstract以及introduction建议放在最后写。Introduction是整篇文章的精华所在，也是整个paper的脸面。在introduction里面，你需要突出你的重点和创新点，而这些，最好是在写完conclusion之后，再根据conclusion去写abstract和introduction。

那么，首先应该写哪一部分呢？根据我个人的经验，experimental是最好写也是比较写实的一个部分，他可以随时补充，并且是theory和results的来源和依据所在。在写experimental的过程中，注意逻辑性以及小标题的灵活运用，你可以发现整个paper所涉及到的theory和会得到的results。然后补充完theory和results的部分。在做好results之后，针对你所得到的结果，对比理论中或者你预期的结果，寻找其中的相同以及不同点，然后再进行discussion，要注意discussion中时态的运用，主要对数据特征以及与前人结果的对比或是自身研究的不足的讨论，最终总结出conclusion。然后在整个paper的主体和结论都完成的情况下，发掘文章的创新点，抓住创新点和重点，完成abstract和introduction。值得注意的是，要在abstract中圈定自己的研究范围。在这样的撰写顺序下，introduction一般会比较出彩，吸引人眼球并且提高命中率。

除开写作顺序问题，还要注意绝对不能全面否定前人的成果，即使在你看来前人的结论完全不对。另外句子上下要有连贯，不能让句子之间独立，段落的整体逻辑要清晰。

以上就是关于paper写作的讲解，同学在写作paper的时候，不妨按照这样的逻辑去写，基本就没什么问题了。

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Paper代写：Commercial bank credit risk

本篇paper代写- Commercial bank credit risk讨论了商业银行的信贷风险。信贷风险危机主要是源于不良贷款。商业银行不良贷款比例越高，放贷的款项收回的风险随之就加大，最终其信贷风险对银行的经营发展都会带来消极影响。为此，商业银行需要建立有效的专业化风险管理部门，对信贷业务的过程监控管理，实行独立的审贷分离制度，加强贷后检查力度，从而有效的发现防范信贷危险，提高信贷防御的意识。本篇paper代写由51due代写平台整理，供大家参考阅读。

The main risk is the oldest banking credit risk, credit risk is mainly refers to the Banks have put money outside, or because of usurer cannot repay maturing behavior such as bankruptcy, default within the time limit, dull or bad loans or financial crisis or volatile markets and Banks internal law enforcement problems caused by the loan is difficult to recover the principal and interest on time and the possibility of bank interests damage. Effectively preventing the credit risk of commercial Banks is an important task for the stable development of financial security and financial industry.

Credit risk management is the core of the bank's risk management, credit risk management mainly through risk identification, measurement, monitoring and control procedures, the risk rating, classification, report and management, keep the balance of risks and benefits of development, improve the economic benefits of the loan. The key factor of the weak competitiveness and profitability of commercial Banks in China is credit risk management. From 2011 to 2017, the economy has taken an "l-shaped" into the "new normal of the economy". In the context of deleveraging and destocking, this will also bring bad pressure to the banking industry. Due to the complexity and instability of the financial environment, the banking industry is confronted with multiple challenges of the overlapping resonance of credit default and liquidity risk in the traditional field, and the overall risk situation is still complex and serious. In this context, China's commercial Banks must improve their management technology and establish credit risk management system, and strengthen the risk prevention and control ability to enhance the competitiveness of Banks.

The credit risk crisis stems mainly from bad loans. The higher the proportion of non-performing loans in commercial Banks, the higher the risk that the loans will be repaid, and finally the credit risk will have a negative impact on the bank's operation and development. The following is an analysis of the non-performing loan ratio of China's major state-owned and joint-stock commercial Banks from 2011 to 2016.

As can be seen from table 1, the non-performing loan ratio of both state-owned commercial Banks and joint-stock commercial Banks is on the rise. The problem of non-performing loan ratio in Chinese Banks originated in 2011, floating? F in 2015, because kaisa caused a wave of credit defaults in the real estate industry, increasing the risk of bad loans. In 2016, the focus of government regulation is to increase the non-performing loan ratio of Banks in the background of production capacity and inventory. Economic cycle and there is close relationship between banking non-performing loans, because our country is in economic shift economic downward pressure rising non-performing loans, economy enters the new normal, bad bank loans rose to 2% to 3% range. The credit risk of banking industry is still a problem that cannot be ignored. The main task facing commercial Banks at present is how to enhance the credit risk prevention while pursuing the maximization of benefits.

Throughout the international bank, mostly have how matrix structure system of internal control, risk management of bank internal control system in our country to draw lessons from foreign Banks internal control management system construction experience, actively establish suitable for effective internal control structure model. Our country commercial bank credit risk management of the apparent lack of effective in credit risk management as the center, closely linked with the credit department operation mechanism of the risk of internal management system and organization system. Domestic Banks an urgent need to establish an effective professional risk management department, the credit business process monitoring and management, the independent system of the separation of approving strengthen post-loan inspection, found to guard against credit risk effectively, improve credit defense consciousness.

The effective credit management method is an important link in the credit management process of commercial Banks. In the face of the complex and changeable operating environment and the increasing risk prevention and control pressure, China's commercial Banks' awareness of strengthening risk management has been improved. Qualitative analysis method and traditional static ratio analysis method are the common methods used by commercial Banks to measure credit risk. In Chinese commercial Banks credit risk identification is highly affected by the subjective judgment factors on the lack of quantitative basis, should be strictly access to credit, credit policy as customer approval, credit approval and credit important decisions based on the allocation of resources, optimize the supply of credit, gradually improve the credit structure. The effective identification, measurement, monitoring and control of loan risk has promoted the standardization of credit and the improvement of quality. The comprehensive risk management of commercial Banks in China will be a difficult and persistent task, which requires the coordination and cooperation of various departments of the bank.

To keep non-performing loan ratio regulation index, Banks will take the way of bad loans transferred to reduce non-performing loans, Banks have been attaches great importance to the risk of non-performing assets, mainly from two aspects to solve this problem, on the one hand, for some credit risk industry to speed up the exit; On the other hand, cash recovery, loan restructuring, batch transfer, non-performing asset securitization and other means to dispose of existing non-performing assets. Also require Banks to credit risk management personnel should pay attention to improve the quality of loan assets classification accuracy and master authenticity, grasp the amount and timing of exposure to avoid cause new risks and problems.

Effective credit risk management internal control mechanism construction is an important content of risk management of commercial Banks. Commercial Banks should improve the internal governance structure, establish a qualitative and quantitative management evaluation system and credit risk management system, and establish a set of implementation plans to prevent credit risks. China's commercial Banks are in charge of the auditing department of credit supervision, which is directly under the leadership of the President, and the status and functions are not independent, so it is difficult to effectively supervise the decision-making of the bank. Commercial Banks should establish an internal control organization structure based on the internal control functions of various departments, internal control functions of the legal compliance department, and internal audit supervision of internal audit.

Commercial Banks should adopt innovative credit risk management, to use more of the credit risk management tools in the first place, to prevent credit risk is the most critical first step is accurate, the purpose of corporate loans to the borrower's credit risk quantitative work, to determine the enterprise whether it has enough economic strength to future payment and determine whether to grant loans. Secondly, we should improve the current quantitative methods of credit risk and establish a scientific credit risk measurement model and a scientific credit risk warning system.

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Essay代写：Development of the Lao securities market

下面为大家整理一篇优秀的essay代写范文- Development of the Lao securities market，供大家参考学习，这篇论文讨论了老挝的证券市场发展。老挝证券行业起步较晚，而且由于经济总量小，证券市场还处于相对薄弱状态。老挝证券市场是一个新兴市场，还没有丰富的经验，因此，在市场运行的过程中，更需要不断自我调整及改善。随着经济不断增长，老挝证券市场的未来发展将面临新的机遇与挑战，未来该市场将从新兴转向成熟市场的过渡，迈入全面发展的时期。

The Lao financial market includes money market and capital market. Both are important components of financial markets and an important factor of economic development. At present, the capital market in Laos is known as the securities market, which can be divided into primary market and secondary market. The primary market is the source of financing for the demander; Provide investment opportunities to fund suppliers to realize the conversion of savings to investment. Investors in this market? The shares issued by J purchase company, through the primary market, the issuer raised the required funds, and the investors bought the shares of the company to become the shareholders of the company. The primary market is not known to the public because the process of selling securities to the original buyer is not made public. An investment bank is an important financial institution that assists in the first sale of securities in the primary market. Investment Banks are underwriting securities that ensure that they are sold at a certain price and then marketed to the public.

The secondary market, namely the circulation market, is the place where stocks are sold and traded. Investors buy or sell stocks based on their own judgment and need, and their trading price is determined by the buyers and sellers. The existence of secondary market can make the market more efficient operation and become the trading center of the stock listed on the stock market. Primary and secondary markets are closely linked.

On January 11, 2011, the Lao stock exchange officially opened in vientiane, capital of China. Trading only two state-owned enterprises, listed companies is referred to as "BCEL" Laos foreign trade bank respectively, IPO price is 5000 kip, hang dish that day price is 8000 kip, volume of 200000 shares, 1.6 billion kip trading price. The listed company for Laos public power, hereinafter referred to as "EDL - Gen" IPO price is 4300 kip, hang dish that day was 4700 kip, volume of 114505 shares, about 538 million kipp's trading price, total price is 2.138 billion kipp's stock trading.

Only stocks on the Laotian stock market can be traded in line with the rules of the Lao central monetary policy, which can only be bought and sold in Lao currency. Currently, there are five stocks and four securities companies in Laos.

The business hours are Monday to Friday and the trading hours are from 8:30 to 11:30. The company officially began operations in 2011, initially carrying out two transactions a day, but later changed to six transactions. Until December 3, 2014 to continuous auction, specific trading time is at 8:30 for opening time, 8:00-9:00 to limit order, 9:00 - bid for continuous loathsome, loathsome, 11:30 for limit order, 11:30 for closed time; If there is a large fluctuation in the five minutes before the closing and closing of the market, the actual transaction price will be extended by 5 minutes longer than the normal transaction time and the operation will be conducted in a random time format. The liquidation time of securities companies and customers is T+ 2,10:00; The liquidation time of the old exchange and the securities firm is T+ 2,14:00. After the daily closing of the market, the securities company shall be responsible for informing the customers of the opening and closing price, closing price, actual transaction volume and price and other relevant information. The old exchange is responsible for the timely release of all relevant information of the stock to the website so that investors can update the information in real time. In order to reduce the risk of investors, the daily stock price fluctuation is controlled by the exchange rate of 5% ~ 10%. The initial minimum trading volume was one share, which could be changed to 100 shares by January 11, 2016. Investors in the stock trading at home and abroad, in addition to need to bear the cost of a certain, you also need to pay the relevant fees, to the old stock exchange when they buy need to pay 0.7% of the total amount of the purchase, and sell when is sold 1% of the total amount. There are some restrictions on the holdings of foreign investors.

Within the scope of the market management, relating to the old hand in the following aspects about stock stop trading: trading halt: due to the price or trading volume has a wide fluctuations or expected caused by rumors; The system is unable to operate due to the large number of orders. According to the listing and disclosure rules, authorities ordered the suspension of trading and so on. Failure of the computer: all stock trading is suspended due to the failure of the computer in the old hand. Because of the? The c-note system failed and the stock was suspended. Error correction of brokerage business operation of securities company: because brokers provide false transaction information such as stock name, transaction quantity, price and transaction classification; Misclassified customer accounts; The securities firm must bear the number of wrong stocks.

Since the reform and opening up, the economy of Laos has developed steadily and the economic structure has been continuously optimized to provide development opportunities for the capital market. However, compared with other countries economic development, and at a similar stage of economic development, compared to other emerging capital market, and compared with the overseas mature markets, Laos capital markets in many ways, there is still a big gap between. Therefore, the future development of Laotian securities market must solve the following problems:

First, as the economy continues to develop and innovate, the demand for corporate finance and other financial services will continue and diversify. Therefore, it is necessary to vigorously promote the construction of multi-level securities market system and meet diversified financing and investment needs.

Second, improve the market restraint mechanism and promote the healthy development of listed companies. The quality of listed companies is the cornerstone of the securities market, and the enterprises that have the potential for development have entered the securities market in strict accordance with the standard selection and restructuring of listed companies.

Third, perfecting the information disclosure system of listed companies, improve the information disclosure format and the content of the program, to strengthen the information disclosure regulation, continuously improve the effectiveness of information disclosure regulation, authority, strengthen to improve the information disclosure of electronic platform, improve the timeliness of information disclosure.

Fourth, the government is that market regulators, and, by perfecting the existing laws, regulations and rules and regulations to fully arouse the enthusiasm of the market each participation main body, release the potential of the market, achieve the goal of market development. Therefore, it is most important to maintain good relations between the government and the market, improve the legal and regulatory system, and build a fair, transparent and efficient market.

Fifth, strengthen personnel training and raise people's awareness of capital market. To redouble the training and improve the professional level of the employees, and to enhance the people's awareness of the capital market.

The Lao securities industry started late, and the stock market was still relatively weak due to small economic aggregate and low population. The Laotian stock market is an emerging market with no rich experience. Therefore, in the process of market operation, it is more necessary to constantly adjust and improve. With the growth of the economy, the future development of the Laotian securities market will face new opportunities and challenges. In the future, the market will transition from emerging to mature market and enter into a period of all-round development. A transparent and efficient securities market will play an important role in building an independent innovation system. At the same time, the more open market of Laotian securities can play its due role in the international financial system. All in all, the birth of the Lao securities market will be the main driving force for the future economic development.

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