Selfish TD Bank(PART 1 OF 3)

　　
　
Selfish TD Bank(PART 1 OF 3)
　

　
　
TD Bank with
　
　
No Business Sense
　
　

(td003.jpg)
　
　
Rude TD Bank
　
　

(td002.jpg)
　
　
TD Bank
　
　
without Courtesy
　
　



Kato, what's the matter with you? 　Are you angry with TD Bank?



Yes, I was. 　TD Bank pissed me off.

Did they? 　How come?

Well ... I've received the following special offer from the bank:

Here's how to use

your enclosed TD Visa cheques:


(td005.jpg)

From now until February 28, 2013, use your TD Visa Cheques to pay off other higher-rate non-TD credit card balance. It's easy.

• Write each TD Visa Cheque for any amount, up to the available credit limit on your Card.
  
  
• Present it to the non-TD credit issuer you wish to pay.
  
  
• The amount on the Cheque will be charged to your TD Credit Card Account ar an interest rate of 2.9% for 6 months.
  

I see... So you tried to take advantage of the 2.9% special offer, did't you?



That's right. 　Instead of writing a cheque, I phoned the TD bank to avoid walking to my Royal Bank brach to pay off the Royal Bank visa balance---roughly $5,800.

Then what happened?

I talked to Erica---one of the representatives at the TD bank. 　Just read the following conversation:

(kogal3.gif)

My name is Erica. 　How may I help you?



Could you do a balance transfer for me?

Yes, I think I can. 　Let me have your name and account number, please. (I gave her the required information.) 　Let me get into your account on the computer... Well ... Unfortunately, your account is closed.

No kidding! 　You see, I've received the special offer from your bank, and your bank sent me an account statement as of January 7, which I received 10 days ago. 　How could you possibly close my account?

Let me see... According to your file on the computer, your account has been closed automatically because you haven't used your credit card for 2 years.

Look! 　I haven't received any notice regarding this closure. 　Yet, you sent me a brochure of special offer and still keeps on sending me account statements. And you're saying that my credit account has been automatically closed. 　Why the heck is that?

I don't know exactly what happened. 　It seems that your account balance is zero and no activities have been taken place during the last 2 years. 　So the computer has closed your account automatically.

Listen! 　Apparently there is no internal communication between the computer and the human beings at your bank. 　Lack of proper communication! 　Do you know what I mean? 　This is a serious mistake arising from the lack of proper communication at your bank!

I apologize for the inconvenience.

I don't need your apology. 　What I want you to do is to re-activate my account.

I don't think I can.

Why not?

...'Cause I don't have any authority to do that.

I think your bank has a serious problem now. 　I've been doing business with your bank for more than 20 years. 　That is, my credit account has been at your bank for more than 20 years. 　In the previous years, when no activities took place on my account for 2 years, you sent me a notice whether or not I'd like to continue to hold an account. 　And now your dumb computer automatically closed my account. 　This is one of the most foolish bank activities I've ever heard of.

I'm sorry but I can't help you on this matter.

Well, in this case, I'd like to place a formal complaint. 　Please give me the name of your vice-president in charg of customer services or credir card operations so that I can write a letter of complaint.

You can't do that.

Why not?

...'Cause you'd have to comply with the bank's procedure if you want to place a formal complaint. 　First of all, one of our officers would have to evaluate your complaint wether or not to proceed.

That's a piece of nonsensical bullshit! 　Listen, Erica! 　We live in a free world, you know. 　Have you ever heard of freedom of speech or freedon of expression?

Yes, of course, I have.

Then I don't need to obey your rule! 　I should be able to say or write whatever I want to complain without your evaluation.

But you have to comply with my bank's procedure.

Listen, Erica! 　I don't have to obey your rule, which is NOT a law. 　If I like, I could report this to the world.

... to the world? 　How could you possibly do that?

Well ... I'm a blogger, and my readers are all over the world---79 countries if I tell you exactly. 　When the people all over the world get to know this foolish bank activity, they try to avoid TD Bank.

Wait a minute! 　I don't think I can handle this problem any more. 　Would you like to talk to my manager?

Yes, of course, by all means.

(To be followed)

Selfish TD Bank(PART 2 OF 3)

　　
　
Selfish TD Bank(PART 2 OF 3)

(indo02.gif)

Good morning. 　My name is Christopher. 　My Employee ID is 30223. 　How may I help you?



Your computer did automatically close my account without sending me any notice.

I suppose it's for security reason.

Are you saying that I'm a security risk?

No, you are NOT. 　Since you haven't used your credit card for two years, somebody else might use it. 　That's the kind of security risk I'm talking about.

You're talking about the your bank's security, not customers' satisfaction. 　They say, customers are a king, but at your bank, the dumb computer seems to be a king. Accordingly, without any communication between the stupid machine and the human, your bank made a serious mistake. 　So I want you to re-activate my account right away.

Sorry, but I can't do that.

Why not?

I'm not allowed to do that, Sir.

So at your bank, your dumb computer is the real king, isn't it?

No, it is NOT, but I can't re-activate your account.

As a manager you should be able to override the dumb computer's foolish decision, shouldn't you?

At my bank, unfortunately, this is not the case, Sir. 　Anything else I can help you with?

No, nothing else. 　If you're inferior to the dumb computer, I don't think I should talk about anything else with you.

Kato, that's not nice. 　Christopher is smarter than the dumb computer.



But he is not given any authority to override the stupid decision the dumb machine made. 　This means that the top manager at TD Bank relies more on the computer than on his human subordinates, doesn't it?

Well ... but Kato, you might as well talk to Christopher politely. 　By the way, Kato, how come Christopher wears a turban?

He has a strong East Indian accent.

Is he an East Indian by birth?

I assume so. 　But don't take me wrong. 　I don't mean that East Indians are inferior to the dumb computer. 　Nor has I racial prejudice. 　I myself have a strong French accent.

No, Kato, that's not right. 　You've got a strong Japanese accent.

I think the top managers at TD bank seem to imitate their American counterparts.

How do you mean?

They work for themselves to make profit, instead of meet customers' satisfaction.

Are you saying, Kato, American bank managers are ignoring the customers' satisfaction.

Diane, have you viewed the movie called "Inside Job"?

I don't think I have.

The following DVD describes the mindset of the top financial managers in North America. 　As you see, this DVD is in a big demand 'cause nine people are waiting to see this DVD at Vancouver Public Library.


(lib30202.gif)

■【The Actual Catalogue Page】

<iframe width="500" height="350" src="http://www.youtube.com/embed/FzrBurlJUNk" frameborder="0" allowfullscreen></iframe>



Are you saying, Kato, the above "Holds: 9" means that nine people are waiting?



Yes, I am. 　Mind you, thare are 42 copies altogether. 　If you've got some time, I strongly recommend that you view the above DVD.

Do you really mean it?

Yes, of course, I do... 'cause, as I made a comment, the film is described by Ferguson as being about "the systemic corruption of the United States by the financial services industry and the consequences of that systemic corruption." The film shows how changes in the policy environment and banking practices helped create the financial crisis. You can easily understand that how the American financial industry set out deliberately to defraud the ordinary American investor and customers.

So, Kato, are you saying that you are one of the victims of the malpractice of the TD Bank for their selfish, unilateral secirity purpse?

Yes, I'd say so.

By the way, Kato, the readers of your blog are spreading all over the world---namely, 79 countries. 　Is that true?

Yes, of course, I'm not joking, nor jesting. 　Look at the following list.


(wp30201map.gif)


(wp30201.gif)



I see... so net surfers from 79 countries might read this article. 　Is that it?



You're telling me, Diane. 　I hope the top managers at TD Bank will read this article.

Do you think they re-activate your account?

I doubt, but some top managers at other banks might read this article and would like to re-think about customers' satisfaction, insetaed of their own selfish security check, so that the banks could serve customers better. 　This is the point I wanna make.

【Himiko's Monologue】



Well ... what do you think?
A couple years ago, Kato had a trouble with one of the Japanese banks---namely, Ashikaga Bank （足利銀行）.
I wonder if he was born with a bad luck to get into troubles with banks.

In any case, I hope Kato will write another interesting article soon.
So please come back to see me.

Have a nice day!
Bye bye ...

(To be followed)

Selfish TD Bank(PART 3 OF 3)

　　
　
Selfish TD Bank(PART 3 OF 3)
　





If you've got some time,

Please read one of the following artciles:




■"Diane Chatterley"

■"From Canada to Japan"

■"From Gyoda to Vancouver"

■"Film Festival"

■"Madame Taliesin"

■"Happy Days"

■"Vancouver Again"

■"Swansea"



■"Midnight in Vancouver"

■"Madame Lindbergh"

■"Dead Poets Society"

■"Letters to Diane"

■"Taliesin Studio"



■"Wright and Japan"

■"Taliesin Banzai"

■"Memrory Lane to Sendai"

■"Aunt Sleepie"

■"Titanic @ Sendai"

■"Birdcage"


(sylvie121.jpg)

■"Roly-poly in the wild"

■"Silence is dull"

■"Zen and Chi Gong"

■"Piano Lesson"

■"Dangerous Relation"

■"Electra Complex"


(juneswim.jpg)

■"Covent Garden"

■"Fatal Relation"

■"Notre Dame"

■"Anne Frank"

■"Biker Babe"

■"Diane Girdles the Globe"

■"Diane in Casablanca"

■"Infidelity Neighbourhood"

■"Forest Bathing"

■"Enjoy Ramen!"

■"Sex, Violence, Love"

■"Halifax to Vancouver"

■"A Thread of Destiny"

■"Fujiyama Geisha"



■"Beaver Lake"

■"God is Near!"

■"Holy Cow@Rose Garden"

■"Vancouver Earthquake"

■"Birthplace"



■"KIFF"

■"You Love Japan, eh?"

■"Eight Bridges"

■"First Love"

■"Fright on Flight"

■"Boy's Movie"

■"From Summer to Eternity"

■"Sōseki & Glenn Gould"

■"Dream Dream Dream"

■"In Search of Your Footprint"

■"Little Night Music"

■"Merry X'mas"

■"Happy New Year!"

■"Long live Diane!"

■"Mona Lisa"

■"Flu Shot"






Hi, I'm June Adams.

TD Canada Trust is the personal, small business and commercial banking operation of the Toronto-Dominion Bank (TD) in Canada.

TD Canada Trust offers a range of financial services and products to more than 10 million Canadian customers through more than 1,100 branches and 2,600 "Green Machine" ABMs.


(td004.jpg)

The current TD Canada Trust division was formed after TD's acquisition of Canada Trust in 2000.

All new and most existing accounts are officially issued by TD Bank (Institution Number: 004), although Canada Trust (Institution Number: 509) remains a separate subsidiary entity, and remains the issuer of accounts opened at that institution prior to the merger.

Over the past year, TD has been phasing out the "Canada Trust" part of its name from its logo online, in advertisements, and on stationary.

It is possible that this is a move to consolidate TD's Canadian and American (TD Bank North) retail brands, but this is unknown at this time.

Worth approximately $9.7 billion, TD has been regarded by MSN.com as Canada's most valuable bank.

Occupy Vancouver protesters

take over downtown TD Bank

<iframe width="500" height="350" src="http://www.youtube.com/embed/3-60U4h7sOg" frameborder="0" allowfullscreen></iframe>

ところで、愛とロマンに満ちた

レンゲさんのお話をまとめて

『レンゲ物語』を作りました。

もし、レンゲさんの記事をまとめて読みたいならば、

次のリンクをクリックしてくださいね。

■『愛とロマンのレンゲ物語』



■『軽井沢タリアセン夫人 - 小百合物語』

とにかく、今日も一日楽しく愉快に

ネットサーフィンしましょうね。

じゃあね。

精通している

　
精通している



こんにちは。ジューンです。
お元気ですか？
天気が崩れることもあります。
風邪などひかないようにお過ごしくださいね。

ところで、「精通している」って英語でなんと言うと思いますか？
くだけた英語では、savvy　を使うことが多いですよ。

これは形容詞です。

「精通している」という意味ですが、「経験豊富な」とか、「心得た」という意味でも使います。
では、例文をお目にかけます。

Being a man about town, you have to be savvy,

and know how the game is played.

有閑紳士でいるには、何にでも精通している必要がある。

man about town　は社交界に出入りする「道楽者」、「遊び人」という意味です。

the game は特定のゲームをさすのではなく、この場合は「社交界の駆け引き」という意味です。

だから、“know how the game is played” とは、
「社交界の駆け引きを心得ている」という意味です。

この他に「物事の裏表まで良く知りつくしている」という意味で　inside out　を使うこともできます。
これは副詞句です。

次のように使いますよ。

John knows the town inside out.

ジョンはこの町を知り尽くしている。

inside out には　“ひっくり返して”　とい意味もあります。

Mary used to wear her socks inside out

when she was a small girl.

子供の頃メアリーはソックスを裏返しに穿くのが癖だった。

どうですか？
簡単な単語にも、意外と面白い使い道が有るでしょう？

俗語の意味を調べるのって面白いですよね。
あなたも英語をおさらいしてみませんか？

ええっ？　時間もないしお金もないの？
だったらね、時間がなくてもお金がなくても勉強できる方法を教えますよ。

どうすればいいのかって。。。？
次のリンクをクリックしてくださいね。

■　『あなたの国際化をサポートしてくれる無料英語学習サービス』

ネットをやっているあなたなら、いつでもどこでも無料で国際語を勉強する事が出来ます。
明日から始めることが出来ますよ。
いろいろなコースがあります。
例えば、科学用語だとか。。。
ビジネス用語だとか。。。
わたしは俗語を選択しています。
あなたも好きなコースを選ぶ事ができますよ。

ええっ？
あなたは語学留学してみようと思っているの？
でも、お金があまりないの？

だったらね、１週間でも、２週間でも。。。語学留学できる学校を探しませんか？
どうですか？
あなたも世界に羽ばたいてみてね。
例えば、オーストラリア、ニュージーランド、カナダ、イギリス。。。
あなたの殻（から）を破って日本の外に飛び出すのです。
そして、友達の輪を広げましょう。
英語を学びながら世界中に友達ができるのですよ！



現地の文化に溶け込めるホームステイ滞在、
クラスメートとの生活を楽しむ学生寮滞在があり、
１人部屋又は２人以上の相部屋からあなたの希望の生活スタイルをチョイスできます。
もちろんあなたが自分でアパートを探して暮らす事もできますよ。

そして何より、留学は楽しくなくては意味がありませんよね！
充実した課外活動や週末を過ごす為の豊富なアクティビティにも参加してみましょう。
大勢で騒ぎたい人から、１人の時間を好む人まで、それぞれのニーズに合わせてアクティビティを選んでください。



どうですか？
少しは興味が湧いてきたでしょう？
もっと詳しく知りたいでしょう？
次のリンクをクリックしてね。

■　『あなたにも海外留学できますよ！』

詳しい資料を無料でゲットする事が出来ます。
取り寄せてぜひ読んでみてくださいね。

長い人生ですよ。
一生日本にとどまっているなんて、鎖国していた江戸時代に生きているようなものですよね？
狭くなりつつあるけれど、まだまだ広い世界に目を向けてくださいね。

とにかく、上のリンクをクリックして、無料資料を取り寄せて読んでみるといいわよ。
もし、たくさんの質問があったら、カウンセラーと会って話を聞く事もできます。
もちろん無料です。



ええっ？英語もいいけれど、それよりも、人生にプラスになるような真面目に付き合いたい異性の相手が欲しいの？
何で。。。急に英語から男女交際の話になるの？
ちょっと飛躍していると思わない。。。？

でも、あなたがその気ならば良いところを紹介しますわよ。
次のリンクをクリックしてみてね。

■　『あなたが素敵な相手を見つけることができる真面目な結婚サイト　ガイド』



どうせ、付き合うのなら、家庭を持つべき相手。。。
そのような人を探すべきよね。
遊びだけの付き合いもいいけれど。。。
人生にプラスになるような付き合いならば、やっぱり素敵な結婚相手を見つけることですよ。
では、あなたの幸運を祈っていますね。



Good luck!

バ～♪～イ

あなたが絶対、

見たいと思っていた

面白くて実にためになるリンク


■　『ちょっと変わった　新しい古代日本史』



■　『ブログに記事を書いてお小遣いをもらおう！』

■　『興味深い写真や絵がたくさん載っている世界の神話』

■　『現在に通じる古代オリエント史の散歩道』

■　『見て楽しい、読んで面白い　私版・対訳ことわざ辞典』



■　『きれいになったと感じさせる

下着・ランジェリーを見つけませんか？』

■　『笑って楽しめる　私版・対訳　慣用句・熟語辞典』



■　『辞書にのってない英語スラング』

■　『オンライン自動翻訳利用法』



■　『漢字馬鹿の再来　（２００９年２月１３日）』

■　『漢字馬鹿の悦楽　（２００９年２月１５日）』

■　『漢字馬鹿の自己矛盾　（２００９年２月１７日）』

■　『あなた、おかえり　（２００９年２月１９日）』

■　『脳内漢字馬鹿　（２００９年２月２１日）』

■　『他人の不幸は蜜の味　（２００９年２月２３日）』

　『あなたもワクワクする新世代のブログ』



■　『バンクーバーの寒中水泳』

■　『漢字馬鹿の恋　（２００９年２月２５日）』

■　『馬鹿のモデル　（２００９年２月２７日）』

■　『軽井沢タリアセン夫人小百合物語』




おほほほほ。。。

卑弥子でござ～♪～ますわよ。

くどいようですけれど、

また現れましたわ。

やっぱり、ジューンさん

ぱっかりに任せていると

退屈するのよねぇ～。

それで。。。つい、つい、

出て来てしまうので

ござ～♪～ますわよ。

ええっ、何で英語の記事に

顔を出すのかって？

あたくしも、英語を勉強して

ついにバンクーバーへ行って来ました。

本当はもっと長く居たかったのですけれど、

デンマンさんに説得されて

日本に戻ってきたのでござ～♪～ますわ。

それで、またこのダサい十二単を着ることになったのです。

あたくしは、もう着るのがイヤなのですけれど、

デンマンさんが、頼むから我慢して着て欲しいと

土下座して頼むので

仕方なく着ることにしたのでござ～♪～ますわ。



おほほほほ。。。

ええっ？なんか面白いサイトはないのかって。。。？

ありますわよ。

次のリンクをクリックして覗いてくださいね。

■『あなたが笑って幸せになれる

【笑う者には福が来る】　サイト』



本当に面白いのよ。

騙されたと思って覗いてみてよ。

メチャ笑えるわよ。

うふふふふ。。。

では、今日も一日楽しく愉快に

ネットサーフィンしましょう。

じゃあね、バ～♪～イ。