About 10 years have passed since I joined to a Kiva project.
The seventeenth person is a woman who runs a beauty salon and she need ＄6,125 to buy shampoo, hair conditioner and cream and so on.
Her name is Margarita living in Paraguay.
Payback period is 6 months.
I hope her work will do well.
THis is my page.
The 15th person I had lent 25 dollar through Kiva in December last year returned the money earlier than scheduled period.
The 16th person is a member of the Maya woman group that consists of 7 people.
They will buy various colored thread of high quality to make traditional blouses and so on.
Scheduled payback period is 8 month.
* This is my page.
The 14th person I had lent 25 dollar through Kiva at the end of June returned the money.
The 15th person is a woman named Aimerance in Congo who sells used shoes.
She is 39 years old and has 7 children and a member of a group.
She needs 2600 dollar to buy 40 pairs of shoes.
The profit will cover her children's school expenses and so on.
Scheduled payback period is 6 month.
* This is my page.
The 13th person I had lent 25dollar through Kiva at the end of January returned the money.
The 14th person is a group in Senegal.
There are 12 women in the group and a woman is 22-year-old Adama who has two sons.
She will buy 50 kg smoked fish and seafood.
The profit will cover her household cost.
Scheduled payback period is 8 month.
* This is my page.
The thirteenth person I lent 25 dollars through Kiva is a member of a group in Malawi named Emma.
She is 31 years old and she started a business to make her life better and to educate her children.
She needs 750 dollars to buy clothes for her business.
She will return the money in 6 months.
I wish her business go well !
* This is my page.
Seven years have passed since I registered with Kiva.
The ninth person who lives in west of Bandung had paid back 97％ of the money 14 months after she made a loan.
The tenth person is living in Uganda.
He a farmer and also operates a retail shop in a rural area.
He applied for a loan of 625 dollars and the payback period is 14 months.
I hope for his success !
*This is my page.
cherry blossoms
The eighth person's repayment went smoothly.
The ninth person I selected was a lady living in west of Bandung.
She manages a small shop selling mobile accessories and mobile phone airtime credits.
She hopes to get a Kiva loan as working capital to process more transactions.
There are 22 lenders to this borrower.
Repayment term is 14 months.
I hope her business goes well !
Japanese toad lily
I restarted my loan to Kiva about after about ten months.
She is the eighth person I loaned $25 through Kiva.
She is 35-year-old woman living in Sierra Leone and have 6 children.
She has been running her business since 2000.
She sells cigarettes, milk, pure water and other drinks.
Her loan is $450 and is going to repay the money in 7 months.
I hope her business goes well !
*This is my page.
I began microfinance to Kiva in May 2008.
It went well and this February I loaned the seventh man, but this time the last repayment ended with loss.
He scheduled to repay all the money in eight month but regret to say, he couldn't repay the last money.
I have ＄24.96 in my account now, so I can't lend ＄25 to the next person.
I have to transfer money at least＄0.04 to do this finance.
To stop this finance or not is my problem now.
*This is my page.
Winter sweet ;( Ro-u-ba-i)
Mr. Rose living in Juba, South Sudan is the seventh person I loaned ＄25 through Kiva.
He needs a loan of $1,125 to purchase more food items like, biscuits, milk, Nomi, and many others.
He is a 40 years old businessman with 5 children between the ages of 15 and 2. 4 of them go to school.
He runs a food store business and he has been in this business for 6 years.
In 5 years time, Rose hopes for an increase in the size of the business and to add more products.
He is going to repay the money in eight months.
I hope this loan also would repay smoothly !
* This is my page.
Pomegranate
Mrs. Maria living in Cuenca, Ecuador is the sixth person I loaned $25 through Kiva.
She is 60 years old and has seven children.
Her husband works doing auto body repair and works in his own shop.
María has been selling food for 20 years and she is raising guinea pigs, chickens, and pigs at home.
She will use her new loan to buy pots, a blender, cutlery, and other products for her food business.
Her goal is to have a restaurant.
She is going to borrow $1,100 and scheduled to repay the money in eight month.
Spider flower
Mrs. Vilma Musa is the fourth person I loaned my money through Kiva.
I loaned her $25 through Kiva in April.
She borrowed $1,050 from 35 persons and she planned to repay all the money in eight month.
Now she finished repaying all of the money earlier than she had scheduled.
So her business seemed to have gone very well.
*She is 50 years old and a house wife with two children living in Philippines.
She is managing her own food-processing business while also managing direct-selling business and a tube- ice business.
She wants to help her husband so that their family can have a better life and she wants to provide good education for her children.
I hope her business continue to grow !
