主要銀行 融資再び減少 １０・１１月残高前年割れ 金利機能が回復 企業、資金需要を見極め
Domestic major banks' balances of loans have turned to (be) declining again.The total balances of loans as of the ends of October and December of 12 major banks including Tokyo-Mitsubishi UFJ Bank were less than tose at the same points of the previous year.Agianst the backdrop of this phenomenon, there is a fact that these banks all soon raised their interst rates of loans after the Bank of Japan's lifting the so-called zero-interest-rate policy in September.This means the recovery of interest rates of banks' adjustment function,by which the volume of loans to firms would be adjusted.In these circumstances,the firms are looking into the needs of funds they want more seriously.
参考：Domestic major banks' balances of loans で 名詞を複数形にしているのは、ここの銀行の残高をそれぞレ意識しているから。それらをまとめた集合的な概念として意識すれば単数になります。agianst the backdrop of 、in these circumstances,は便利な言い回しです。
Domestic major banks' balances of loans have turned to (be) declining again.The total balances of loans as of the ends of October and December of 12 major banks including Tokyo-Mitsubishi UFJ Bank were less than tose at the same points of the previous year.Agianst the backdrop of this phenomenon, there is a fact that these banks all soon raised their interst rates of loans after the Bank of Japan's lifting the so-called zero-interest-rate policy in September.This means the recovery of interest rates of banks' adjustment function,by which the volume of loans to firms would be adjusted.In these circumstances,the firms are looking into the needs of funds they want more seriously.
参考：Domestic major banks' balances of loans で 名詞を複数形にしているのは、ここの銀行の残高をそれぞレ意識しているから。それらをまとめた集合的な概念として意識すれば単数になります。agianst the backdrop of 、in these circumstances,は便利な言い回しです。
